Hi, need some opinion on how to manage my financials better

Age: 30
Monthly salary: 8000 after EPF and tax

Month expense
Car installment: 800
House installment: 2200
Insurance: 700 including house MLTA
Phone: 40
Living expense: 1500
Leisure: 500
TOTAL: 5740

Asset
House equity: 50,000 (house price - loan)
Stock: 25,000
Unit trust + robo advisor: 100,000
EPF:150,000
Cash: 25,000
P2P lending + crowdfunding: 8,000
TOTAL: 358,000