If I were you, I would max out ASB of 200k first before buying any depreciating assets. If max out already, proceed to max out your EPF via voluntary contribution up to 60k per year.

12 months worth of savings on hand too, this money put in eFD where u can easily retrieve your money, put it in chunks of 5k or 10k.

Since your interest rate is only 3.8%, you are getting very cheap funds to invest in ASB.

After done all that, only consider buying that superbike.

ya quite rightly so, but maybe TS is thinking, why make so much money but don't spend it on things that you love.

I agree that superbike is not a good buy, because i personally don't use it, but i will spend on somethings that I desire after reaching my financial independence, provided i am able to afford it.