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> Personal Financial Management V3, It's all about managing your $$$

ruben7389
post Feb 9 2019, 11:27 PM

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instead of cash Withdrawal via credit card why not Withdraw these funds via bigpay/boost at merely 0.15% transaction cost while stretching repayments to even 18 months at zero interest?

This post has been edited by ruben7389: Feb 9 2019, 11:28 PM
coolguy99
post Feb 10 2019, 07:49 AM

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QUOTE(ruben7389 @ Feb 9 2019, 11:27 PM)
instead of cash Withdrawal via credit card why not Withdraw these funds via bigpay/boost at merely 0.15% transaction cost while stretching repayments to even 18 months at zero interest?
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Repayments are still being done to credit card companies. You can’t withdraw more than what you have in bp.
ruben7389
post Feb 10 2019, 08:49 AM

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QUOTE(coolguy99 @ Feb 10 2019, 07:49 AM)
Repayments are still being done to credit card companies. You can’t withdraw more than what you have in bp.
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Yeah but repayments can still be played around with 0% Balance transfers using certain other credit cards.

Withdrawals BP 10k and boost 4.5K per month totals 14.5k per month. Use Spouse, father and mother BP and boost also so can actually withdraw 14.5K x4 per month or 58K monthly
digimon09
post Feb 11 2019, 11:54 AM

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QUOTE(ruben7389 @ Feb 10 2019, 08:49 AM)
Yeah but repayments can still be played around with 0% Balance transfers using certain other credit cards.

Withdrawals BP 10k and boost 4.5K per month totals 14.5k per month. Use Spouse, father and mother BP and boost also so can actually withdraw 14.5K x4 per month or 58K monthly
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Hehe, that should be good reference... smile.gif
alien9
post Feb 11 2019, 03:33 PM

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QUOTE(ruben7389 @ Feb 9 2019, 11:27 PM)
instead of cash Withdrawal via credit card why not Withdraw these funds via bigpay/boost at merely 0.15% transaction cost while stretching repayments to even 18 months at zero interest?
*
So If I'm using Maybank CC, I can reload the BigPay card and then do an installment for the amount of reload?

Added: Found out that Maybank EzyPay Plus have a 9% interest charge. What CC card have zero interest to stretch the payment?

This post has been edited by alien9: Feb 11 2019, 03:48 PM
ruben7389
post Feb 11 2019, 10:13 PM

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QUOTE(alien9 @ Feb 11 2019, 03:33 PM)
So If I'm using Maybank CC, I can reload the BigPay card and then do an installment for the amount of reload?

Added: Found out that Maybank EzyPay Plus have a 9% interest charge. What CC card have zero interest to stretch the payment?
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I use public bank quantum MasterCard. I get 5% for reloading into bigpay as cashback up to rm30 plus I can stretch all transactions rm1200 and above to 12 months interest free instalments

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