Apr 20 2014, 06:58 AM
QUOTE(propusers @ Apr 19 2014, 11:34 PM)
Hi all experts in credit card, need you all advice... I got WISE + OCBC currently.
WISE
- petrol + groceries + mobile. Can swipe more than 10x RM50 easily every month.
- Average RM750 for these 3 categories monthly.
- Average cash back RM75 per month.
OCBC
- TNB RM120 monthly
- SYABAS RM60 monthly
- TMNET RM60 monthly
- ASTRO RM80 monthly
- Insurance (personal + family) RM620 monthly
- Others expenses which not fall in WISE categories = average RM100 monthly
- Cukai pintu RM300 half yearly.
- Average cash back RM11 monthly
Total cash rebate = RM86 monthly.
Any suggestion to have better cash back? Any better credit card suit my spending pattern?
Thank you.
Should replace OCBC with Maybankard 2 (Amex)WISE
- petrol + groceries + mobile. Can swipe more than 10x RM50 easily every month.
- Average RM750 for these 3 categories monthly.
- Average cash back RM75 per month.
OCBC
- TNB RM120 monthly
- SYABAS RM60 monthly
- TMNET RM60 monthly
- ASTRO RM80 monthly
- Insurance (personal + family) RM620 monthly
- Others expenses which not fall in WISE categories = average RM100 monthly
- Cukai pintu RM300 half yearly.
- Average cash back RM11 monthly
Total cash rebate = RM86 monthly.
Any suggestion to have better cash back? Any better credit card suit my spending pattern?
Thank you.
Wise + MBK2 amex ~ rm150 cash back for rm1k spending each..
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