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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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mgb
post Oct 24 2013, 11:21 AM

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I applied for this last thursday at an ocbc branch, since i live near a branch it was more convenient for me. Today i got a sms telling me that my card will arrive in 7 days.

Since the benefits of this card might be gone nobody knows for certain yet, and also I just found out I won't be getting the swipe 3 times RM50 gst rebate because I applied at a branch (ridiculous), dunno if i should activate it or just leave the card in my drawer sad.gif
mgb
post Oct 24 2013, 05:00 PM

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QUOTE(imranzero @ Oct 24 2013, 04:39 PM)
just got my ocbc titanium mastercard today..!
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Congrat. How long did it take you?
mgb
post Oct 25 2013, 02:03 PM

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Great my card just got approved and now this happened. sad.gif
mgb
post Oct 25 2013, 02:36 PM

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Yeah same here, my monthly expenditure on the essentials (petrol, utilities, groceries, food) are roughly between RM700-RM1000.

1% would give me average RM9 cashback per month, ~RM110 per year.
If no GST waiver, then I'd get about RM60 cashback in a year.

Hoping and keeping my fingers crossed that ocbc will retain the 5% cashback.
mgb
post Oct 27 2013, 10:17 PM

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QUOTE(maldiniho @ Oct 27 2013, 09:53 PM)
Aww.. This is the best card out there IMHO . Ocbc should maintain this card
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Best card for us, but not so much for ocbc.
mgb
post Oct 29 2013, 11:03 AM

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Just collected my card yesterday after 7 working days from application. Quite fast eh.
Better use it as much as I can before the benefits get reduced tongue.gif
mgb
post Nov 1 2013, 06:52 PM

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QUOTE(1234_4321 @ Nov 1 2013, 06:48 PM)
ic..
but i still manage to see the card info from the ocbc malaysia website wor

http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
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It was removed for about a week, then just added back recently.
mgb
post Nov 7 2013, 10:21 PM

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Really need an alternative card for weekday petrol and bills payment now sad.gif


mgb
post Nov 15 2013, 09:10 AM

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Is there an option of receiving paperless cc statement?
mgb
post Nov 29 2013, 04:00 PM

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QUOTE(kaoru @ Nov 29 2013, 03:50 PM)
then now titanium means what ? whats so special about a titanium card ?
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Nothing special about it. The only feature is the 1% unlimited cashback on anything, if you think that is special. sad.gif
mgb
post Dec 17 2013, 06:18 PM

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QUOTE(MGM @ Dec 17 2013, 06:03 PM)
Anyone receive SMS from OCBC regarding 5% rebate for paying bills thru OCBC online for Dec2013?
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Yeah just received it.. wonder whats the T&C.
mgb
post Dec 19 2013, 02:12 PM

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Just paid my broadband bill with the Titanium for the 6% cashback.. should be my last transaction with this card for now.
mgb
post Jan 22 2014, 02:08 PM

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QUOTE(LoveMeNot @ Jan 22 2014, 12:03 PM)
I'm still contemplating whether to cancel off this card or not.

Currently have

-maybank2 card platinum,

-UOB platinum (I used this for petronas).

Any comment?
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It really depends on how much you spend a month, and your spending patterns. There's a guide somewhere that can help u decide, let me find the link for you.

Personally I'd only keep as few cards as I need.
mgb
post Jan 22 2014, 02:50 PM

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QUOTE(LoveMeNot @ Jan 22 2014, 02:29 PM)
Thanks guys for your reply!

Don't quite spend much. My maybank2 Visa is mainly tied to my installment plans. I rarely use it to swipe.
I use Amex over the weekend prolly not more than 500 per month. Pay hp bills with amex as well.
As for UOB, currently using it for petrol and sometimes for buying stuff at the pharmacy/grocery/hypermarket.

Overall. excluding the installment plans, I spent not more than 1k using my CC.
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In that case I'd dump the OCBC Ti, as your expenses are less than 1k.

In the rare case that Amex is not accepted by a merchant, swipe your mb2 Visa.
mgb
post Feb 9 2014, 11:23 AM

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QUOTE(fly126 @ Feb 8 2014, 09:53 PM)
Last Times, will Need a Income of RM72k p.a to Qualify You to have SCB Preferred World MasterCard 
Now.... doh.gif
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They are encouraging more youngsters to get these cards, I wonder why.
mgb
post Feb 18 2014, 12:18 PM

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QUOTE(nakedtruth @ Feb 18 2014, 09:53 AM)
my card valid thru is on 03/XX. I want to ask the GST and annual fees will charge on March statement or April statement? I want to cancel the card on the last month before the gst and annual fees charges. thank you.
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To be safe, cancel it a month before your card expiration.
mgb
post Feb 18 2014, 10:35 PM

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QUOTE(sj0217 @ Feb 18 2014, 05:26 PM)
How about if request to cancel after the GST has been charged?

Do we still need to pay it first? or retention dept will be reach you soon??
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You will have to pay the GST then bro
mgb
post Feb 21 2014, 11:09 PM

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QUOTE(bennyt @ Feb 21 2014, 08:10 PM)
user posted image
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Looks like its gonna be a huge crowd there tomorrow biggrin.gif

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