last times , three best card is wise card, ocbc card and maybank 2 card. start from next month, only two cards is left.

ocbc titatium n o more advantage. only advantage is the card is PINK. ocbc ge even more better than it. i just get the card for 6 month and swipe more rm10,000 to get gst rm50 waive for next year. now no hope alr. LIE......

Traitor. i just get the card few month ago and spend more than rm10000 alr by paying insurances. nw, no more gst rebate n i oso didnt cancel the card. can anyone let me know which card is gd to pay big amount like insurance? thanks.

after i analyze watami card, i think u r right. but i from sibu, sarawak(no branch) and i have four bank credit card alr. i worry i cannot get it. any agent can help me to get watami card?

sure. now i want to cancel ocbc card and standchart credit card. i onli left wise card for my petrol, grocery, and phone bill(rm100 rebate every month). the other card is maybank 2 card and it is my main card, which i use at departmental store and place accept amex.

now i onli worry that i pay rm8000++ insurance and some spending which cannot accept amex(around 3000), i got empty rebate. so that, watami card(3 percent for rm11000++ =rm330++ o) is my choice now. i just apply citibank and be rejected. i worry that this one oso same story.

thanks for your advice. my insurance premium is rm2000+ quaterly. other few hundred in three month is easy for me. hey, this is ocbc forum o. not watami card forum. hehe.

if you can spend 12k, better apply watami card lo. rm12k, 3 percent is rm360. better than rm120(1percent) +rm50(GST bonus). don be cheated by ocbc. no 5 percent, no point to keep.

for big expense, i prefer to use mbb amex to get 5x point which is much better than ocb 1 percent rebate.