Nov 12 2013, 08:50 AM
QUOTE(cybpsych @ Nov 12 2013, 07:32 AM)
well, OCBC failed their business case study before introducing Ti with 5% cb 
their financial ppl didnt expect worst case scenario? or their mgmt doesnt like where this Ti card is heading?
expect mass churn, or very low activity. we spend less, they earn less.
also, they should've issue a new card (with 1% cb unlimited retail spending) and maintain existing Ti card (5% cb, RM50/mo cap). this way, they can secure existing loyal Ti customer and acquire "new waterfish" customers with 1% cb card.
agree with u. i just got the info on 1% today as i was checking on increasing credit limit in this thread.their financial ppl didnt expect worst case scenario? or their mgmt doesnt like where this Ti card is heading?
expect mass churn, or very low activity. we spend less, they earn less.
also, they should've issue a new card (with 1% cb unlimited retail spending) and maintain existing Ti card (5% cb, RM50/mo cap). this way, they can secure existing loyal Ti customer and acquire "new waterfish" customers with 1% cb card.
they should have maintain 5% for existing customer and issue out a new type of card of 1% rebate.
my credit limit was only RM3k and will never get RM50 rebate in 1% case. lol
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