anyone here upgrade their titanium to world ? from 1% to 1.2% c.b
but annual fee is rm388 p.a... free for 1st year
how easy to waive this ?
Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Mar 27 2014, 10:43 AM
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2,104 posts Joined: Oct 2006 
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Mar 27 2014, 12:54 PM
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#2
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QUOTE(flyingteeku @ Mar 27 2014, 11:16 AM) Yup..i received it and i thought of utilize this as well.put inside FD Affin Bank for interest 3.6%... not sure if this is wise...my OCBC still have outstanding for 0% IPP 24 months but not using it for any other retail purchase since have UOB and MBB Amex. So, thought of joining this promo.. can consider eh.. although will earn a bit only from FD hmmm. i didnt receive any call  This post has been edited by ciohbu: Mar 27 2014, 12:56 PM |
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Mar 27 2014, 03:40 PM
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QUOTE(propusers @ Mar 27 2014, 02:53 PM) 3% flat rate is equal to effective rate 5.49%, which is much higher than 3% in FD... meaning if you borrow money 3% flat rate and put in FD 3.5%... actually you rugi ~2% in a year...  me noob in finance |
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May 8 2014, 04:01 PM
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#4
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QUOTE(cybpsych @ May 7 2014, 05:02 PM) better check t&c first, seems like the tablet offer is from ringgitplushttps://ringgitplus.com/forms/OCBC002-ringg...offer-terms.pdf 1. The Exclusive Get A Free Tablet With Any New OCBC Credit Card Special Offer Campaign (“Campaign”) organised by Saving Plus Sdn Bhd (1081989-D), 2. The Campaign is open to all customers who: 2.1 apply online at the Organiser's website ringgitplus.com for a NEW OCBC Bank Credit Card as a Principal Cardholder (“Cardholder”), is approved, and receives any one (1) of the OCBC Bank Credit Cards (“OCBC Credit Card”) during the Campaign Period; |
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May 14 2014, 03:18 PM
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#5
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why not consider alliance bank classic/gold/platinum cash back ?
for classic Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM) Tier 1 0.50% 0-200 Tier 2 0.60% 201-350 Tier 3 0.80% 351-650 Tier 4 1.20% 651-1,000 for gold Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM) Tier 1 0.55% 0-300 Tier 2 0.65% 301-600 Tier 3 0.85% 601-950 Tier 4 1.30% 951-3,000 for platinum Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM) Tier 1 0.60% 0-500 Tier 2 0.70% 501-1,350 Tier 3 0.90% 1,351-2,550 Tier 4 2.00% 2,551-5,000 note : Cash Back will not be awarded for retail spending of RM1,001 and above for Alliance Bank Classic Credit Card, RM3,001 and above for Alliance Bank Gold Credit Card and RM5,001 and above for Alliance Bank Platinum Credit Card. anyone using it / used it before ?  any comment ?This post has been edited by ciohbu: May 14 2014, 03:20 PM |
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May 14 2014, 03:48 PM
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QUOTE(victorywp @ May 14 2014, 03:28 PM) it's tiers... really ? crap =.=take classic as example, if you spend rm1k, you don't get 1.20% for the whole rm1k expenses. you only get around rm8.50 which is about 0.85% cash back. |
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May 14 2014, 03:57 PM
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#7
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2,104 posts Joined: Oct 2006
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QUOTE(victorywp @ May 14 2014, 03:50 PM) yeah, and if you spend more than rm1k, then it will be lower than 0.85% cash back... yupe... just verified with cs... lolluckily haven't apply  |
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