Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Dec 19 2013, 02:18 AM
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#1
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Senior Member
1,178 posts Joined: May 2007 
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Will get this card to charge for all the ins policy to get the 1% rebate..better than mbb visa right? Plus can get free cabin luggage bag and rm50 to offset gst.
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Dec 23 2013, 11:59 AM
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#2
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Senior Member
1,178 posts Joined: May 2007
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quick question for sifus here.....i just apply via online for this card as secondary to my mbb2kard coz can get the rm50 rebate if swipe 3 time within 45 day.plus the free luggage bag.
just now double check the rm50 rebate end on 31 dis 2013...so if my application successful after this date can i just cancel the whole card without taking anything? thanks |
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Jan 10 2014, 12:41 AM
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#3
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Senior Member
1,178 posts Joined: May 2007
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Got my application approve..2nd card for me after mbb2 amex.
Looking foward for the cabin luggage bag too. |
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Jan 10 2014, 07:30 AM
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#4
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(jimbet1337 @ Jan 10 2014, 01:25 AM)  On luggage bag, it was mentioned in the TnC: Those who already received it. What is the actual duration for you to receive the luggage bag? Was it like what is claimed in the TnC? And the RM50 rebate, is it like mentioned as well? minimum 60 days from the card approval date? Thanks  QUOTE(bennyt @ Jan 10 2014, 04:40 AM) I also applying titanium card, dunno process need takes how long. now waiting bank staff call me. the girl call me and say within 45 day of approval then will be send by courier.can call the customer service to check status of application  |
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Jan 10 2014, 09:54 AM
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#5
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(ben3003 @ Jan 10 2014, 08:56 AM) why i apply titanium card via online, until now still no news lolz.. got ppl call u?or wan me foward u the CS dealing my application? |
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Jan 10 2014, 08:28 PM
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#6
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(ben3003 @ Jan 10 2014, 10:35 AM) No ppl call me yet.. i was hoping to use this titanium card as a complimentary card for my maybank2kard amex. how long u waited until they called u? 2day...I submit day 1,day 2 no ppl call I submit again.then day 3 2cs call..n I giv it to the 1st who call mi. |
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Feb 13 2014, 05:00 AM
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#7
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Senior Member
1,178 posts Joined: May 2007
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to receive the luggage bag need to swipe 3 time...is direct debit for insurance count?
since ocbc dint state any amount, can i just swipe rm 5 x 3 at petrol station? thanks |
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Feb 13 2014, 01:06 PM
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#8
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(fornax @ Feb 13 2014, 10:51 AM) Yeah , swipe any amount x 3 within 45 days will be considered ok. Even RM 1 x 3 would be entittle to it too. But bare in mind, must be within 45 days after activation. how about direct debit transaction?thx |
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Mar 1 2014, 03:36 AM
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#9
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Senior Member
1,178 posts Joined: May 2007
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Yeah just get it today. ..if bigger would suit mi more
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Mar 25 2014, 07:16 PM
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#10
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Senior Member
1,178 posts Joined: May 2007
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get rebate for gov tax...new card app i mean.
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Mar 28 2014, 01:14 AM
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#11
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Senior Member
1,178 posts Joined: May 2007
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my card combine limit is 1150, then after i swipe 349 the available limit is 791..is it normal that the available limit is less rm10 now?
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Apr 9 2014, 05:47 PM
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#12
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Senior Member
1,178 posts Joined: May 2007
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hi can i know izzit normal for ocbc to show availble limit less 1k from limit allowed.
example my limit 3k. after use 1k the availble limit becom 1k instead of 2k. anyone hv same scenario?tq |
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Apr 11 2014, 05:00 PM
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#13
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(cdspins @ Apr 10 2014, 09:27 PM) Never really go and log and check the limit cause there is only once I'm over it. Shud he error bcoz I only use for insurance paymentBut I think that the system should not deduct available limit... maybe some error or you have non posted billings? |
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Apr 23 2014, 10:55 PM
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#14
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Senior Member
1,178 posts Joined: May 2007
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 tempted by the 46 led tv offer ...free samsung ativ phone.. check online the price is rm2800 for the led tv  |
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Apr 24 2014, 12:03 AM
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#15
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(victorywp @ Apr 23 2014, 11:53 PM) lol... they include the ativ phone cost into the tv price as well. the phone i guess roughly 700-800 only  but still ok if really wan get it coz can installment rm132 per month...read thru the brochure dint mentioned contract fees... buy from senheng if 2 year kena rm70++ or maybe more.  |
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Apr 24 2014, 11:54 AM
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#16
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(Human Nature @ Apr 24 2014, 11:01 AM) i like the new interface. Especially the 2 pies showing amount of $ that you have versus amount of debt. Feel very good when you have FDs with OCBC and no card mine is all hutang....coz i no ocbc acc haha  |
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May 9 2014, 04:56 AM
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#17
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Senior Member
1,178 posts Joined: May 2007
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QUOTE(tbheng @ May 2 2014, 10:52 AM) Ya, different card users may have different usage pattern... pay with card refund with cheque,pls share which com. tqI was looking for unlimited CB last time, almost get the HL Essential card. Now I just treat my ocbc tmc as if I got the HL Essential card...similar features Yes, I am keeping ocbc tmc for the same reason : big ticket items that not accepting Amex. Just to share my big amount swipe in March on my ocbc tmc...  1. I swiped 12k on an investment product with ocbc tmc (not accepting Amex) >> Got RM120 CB which would be only RM50 max in the past. 2. I got the annual usage bonus from ocbc, most probably due to this irregular swipe. Worth RM75 (principal+supp). 3. I cancelled the investment during cooling period (felt not a good investment after reconsideration) >> I got refunded in cheque >> I put into eFD to earn 3% for one month before my ocbc tmc due date.  4. I BT 12k to Watami cc on 0% interest 6mth installment >> further pace out the cash outflow for another 6mth, more eFD interest, and get reward point in the process. 5. ... wan do same like u to get cash dump to housing loan |
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May 14 2014, 12:16 AM
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#18
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Senior Member
1,178 posts Joined: May 2007
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for 2 consecutive month over 4.5k used on this card....regret dint apply watami earlier...now waiting my watami n wise ....ocbc as spare card only after used up all the wise/watami/mbb2.
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