I guess what they mean is that there will be no more new applicants while existing holders will maintain status quo until further notice

well, if they decide to abolish and/or revise the current benefits, then all we can do now is enjoy swiping it while we still can lol

if they do cap petrol to rm10 per month then they'll be less competitive against other cards in the market for petrol.

that said though, I'm pretty most are smart enough to manage their spendings on each card to maximize the cash back / benefits

i suspect in the aftermath of this new policy, UOB will be the biggest beneficiary as IMHO the One card is as close as it gets.

However for utilities, there isn't really a better card even at 1% is there?

yup, of those cards, the wise card needs minimum amounts of spending, the mbb2cards only on weekends, the cashback platinum only credits the cash back upon reaching the cashback limit.

Seems like the almighty Titanium can never ever be eclipsed

still gonna keep it since GST is paid for anyway, 1% unlimited for big purchases ain't too bad either

although the rebate has been revised, the card is still good to keep for the occasional big purchases.

for bread and butter types of spending (petrol, groceries, bills etc), then it might be time to source for alternatives.

and wouldn't you know it, just as I'm typing this reply, gads below shows me the UOB One, lol

yeah I'm sure they're hoping to draw in new applicants since they'd already expected to lose existing ones due to the benefits review

maybe should 'upgrade' this titanium card to the world card as a big purchase backup, 0.2% is better than nothing haha

crap, overlooked that part.

then i guess its only good for the first year, but even the GST for the titanium is kinda hard to earn back via cash rebates alone.

they moved this 'feature' upwards for the new World Master Card, as you can prolly see from the OCBC site, every single card they have is immensely simplified.

most have 2 or 3 real 'benefits' listed only, a max of only 1.2% cash back on all their Malaysian line up.

you can choose to not activate it in the event that it does get approved

not forgetting the UOB one card.

But still every single one of those alternatives comes with terms attached, the titanium is still pretty good for large transaction amounts on transactions that don't fall into specific categories ie: insurance premium, big purchases, down payment, booking etc.

1% isn't that all bad.

this is what you call corporate drivel... in Malaysian terms:

Saya putar Halim!!!

There is no Annual Fee anymore on the Titanium card, however they've also lifted the spend rm10k and rebate Government tax rm50 portion

I'd rather change all of the rm388 into ringgit notes to boast then

just checked my statement, have 3 entries of cashback, one 5% and two 1% entries, kinda confusing cause for the life of me I can't get how they calculate and came up with the two 1% amounts at all

This post has been edited by Zer0 c00L: Dec 13 2013, 05:11 PM

Ahh I see, that makes sense then, but the calculations still are wrong though, all my transactions are before the 29th.

and yet, there's still a substantial amount of 1% cashback on a few transactions I suspect are between the 27th to 29th. But the cash back amounts really are depressing though lol

same here haha, all I get is the usual statement that's all

mine is June