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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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WhitE LighteR
post Nov 8 2013, 11:12 AM

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It say no more Free for Life. Does that mean annual fee waiver with 12 swipe a year is no more too? sad.gif this card become sux already. But i see they still haven't update the info on their website. Where did you guys get the pdf from?
WhitE LighteR
post Nov 8 2013, 04:08 PM

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QUOTE(iamoracle @ Nov 8 2013, 01:50 PM)
What is the next best alternative cash back card beside M2 Amex?
No point to keep this card anymore.  sad.gif
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For dining I have replace this card with MACH card long time ago with 5% cashback n 10% cashback for movies. Some say WISE card is not a bad choice but its not suitable for me because I cannot fulfill its requirements.
WhitE LighteR
post Nov 8 2013, 07:28 PM

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QUOTE(OptimusStar @ Nov 8 2013, 04:52 PM)
MACH dining, does those clubs like MOVIDA, BEER Factory falls under dining ?
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i duno. never tried at those places before. sorry.
WhitE LighteR
post Nov 15 2013, 09:32 AM

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QUOTE(laymank @ Nov 15 2013, 09:19 AM)
no luck for me, though.
If you found the way, please share.
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there is no paperless option for ocbc.. still old school chinaman company....
WhitE LighteR
post Nov 22 2013, 07:38 PM

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QUOTE(angietoh9988 @ Nov 22 2013, 05:10 PM)
OCBC Ti of 5% rebate coming to an end, all converted to the 1% rebate. Alot of people intend to cut off it.
In fact I am looking for alternative OCBC Ti's cash rebate card ... is considering HLB Wise, Maybank Amex dual card, UOB one card ...

My finding&Comparision :
HLB Wise: I pretty dun like that we MUST 10swipes minimum RM50 per month for T & C (do not spend more money because want to get rebate)

Maybank Amex: can only be used on weekends, there is 5%, but many places do not accept amex cards.

UOB one card: petrol good, 5%, and other category most 2%, other 0.2%, utilities bill is not entitled to 2%

Sound like only OCBC Ti. Card can use in all category... aiya! better keep the card lo.
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It depends alot also on what you use your card for. In my case I mainly use it for Dining. MACH card can easily take over that job from my OCBC Ti.
WhitE LighteR
post Nov 28 2013, 03:57 PM

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QUOTE(hapyhapy82 @ Nov 28 2013, 03:52 PM)
Amex only petronas rite? What other petrol station support amex?
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Shell, Petron & some BHP (pay inside)
WhitE LighteR
post Dec 11 2013, 01:29 AM

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For the lack of a better alternative, I have no choice but to keep this OCBC card sad.gif
WhitE LighteR
post Dec 14 2013, 02:22 PM

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QUOTE(aeiou228 @ Dec 14 2013, 01:23 PM)
To those who intend to cut this card, you better think twice because only the 5% category limited to RM50 is gone and it can be replaced by WISE card or MBB2Amex. Now you get even better benefit, unlimited 1% cash back.
Unless you already have WATAMI card or you don't spend much on credit card.
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still not worth to me. only worth for a person who spend above 5k

I am transferring my maxis payment to MACH card today to take advantage of the 3% cashback. But even this, the actual value is in fact 3% - RM5 (quarterly fees). However, my bill quarterly is only about RM300, which makes the effective cashback, (300*0.03)-5=RM4, which is about 1.3% cashback only. laugh.gif
WhitE LighteR
post Dec 15 2013, 10:35 PM

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Ceh I just receive my 1% notification letter today.

I only got offered to add on a 2nd card, which is ocbc platinum MC... didnt get the offer for upgrade to ocbc worldmastercard. a lil offended tongue.gif i guess i didnt spend much previously on this card laugh.gif always keep it ngam2 1k
WhitE LighteR
post Dec 16 2013, 01:40 AM

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QUOTE(ronnie @ Dec 15 2013, 11:45 PM)
Mine also RM1000 balance for OCBC Titanium MasterCard, also get upgrade offer to World MasterCard  rolleyes.gif  sweat.gif
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QUOTE(den @ Dec 15 2013, 11:48 PM)
maybe it depends on your annual salary during the time you applied?
i'm just guessing.

cause my salary was quite low when i apply for this card.
now also offered plantinum only.  cry.gif
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Oh follow original pay slip.. ok that explains it laugh.gif
WhitE LighteR
post Dec 16 2013, 11:55 AM

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QUOTE(bearbear @ Dec 16 2013, 11:22 AM)
I didn't even get the freaking letter from OCBC!!! mad.gif
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QUOTE(Zer0 c00L @ Dec 16 2013, 11:23 AM)
same here haha, all I get is the usual statement that's all
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The letter will come separate from your regular statement. I got mine about a week after my statement arrived.
WhitE LighteR
post Dec 17 2013, 07:27 PM

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Yea i received it too the SMS. I just made my "probably" final maxis payment via ocbc laugh.gif

This post has been edited by WhitE LighteR: Dec 17 2013, 07:34 PM
WhitE LighteR
post Dec 17 2013, 08:05 PM

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QUOTE(denesh87 @ Dec 17 2013, 07:52 PM)
Guys can suggest me which card to choose.. Preferably cash rebate type with annual fee waived.. Definitely gonna terminate my OCBC titanium card..
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Maybank 2 card
WhitE LighteR
post Dec 18 2013, 03:54 PM

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QUOTE(cfa28 @ Dec 18 2013, 03:26 PM)
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).
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this is probably the lamest news i heard today...
WhitE LighteR
post Jan 2 2014, 07:10 PM

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Finally I made some investment recently and the amount is large enough that I can take advantage of the Watami min requirement. I shall be moving all the rest of my autopay to there. Fingers cross hopefully not rejected tongue.gif

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