According to friend from OCBC, no more 5%, they will revise to 1% for all merchants starting 1-Dec.

if OCBC no more 5%...then will citibank cash back platinum be a good substitute for WEEKDAY petrol spending?
and which card will be better to substitute its utilities bills, like astro, streamyx, unifi and etc, 5% rebate benefits?

confirmed info?
is it unlimited 1% on all retail spending, i wonder which category is not included on the 1%

I will still retain the card if it's 1% for all. RM10 monthly for insurance x 12 still give me RM120 nett I will miss the 5% for dining alot though as most chinese restaurants here do not accept amex

I am anticipating the revamped Platinum card to be more attractive.

This post has been edited by Human Nature: Oct 25 2013, 12:40 PM

you have monthly insurance of rm1000?

i will also keep if unlimited 1%, just wonder it does not include which transaction. some 1% cash back card is not include petrol. but petrol will use mbb2 amex instead, 5XTP still have 2%

This post has been edited by edwardccg: Oct 25 2013, 12:41 PM

Either this or the UOB One Card.


Auto-debit with MBB2 AMEX. 2% cash back at least. For utilities bills, it depends. If you are sure the MCC code is 4900, then HLB Wise VISA is the way to go.

Yeah, including parents

OMG! I got to go revise all my articles that have reference to the OCBC TMC if that is the case

Actually, ignoring AMEX cards, unlimited 1% can be considered pretty good for general local transactions. Even with the RM50 cap, the card is still good for up to RM5K/month of spending.

This post has been edited by Gen-X: Oct 25 2013, 12:55 PM

i would advice no more rumour regarding ocbc tit cash back feature for now as there's nothing much you can do about it

the first one to get an official notification of any type should post it here instead

Aeon Watami 3% every quarter is a better deal if this 1% is true?

Great my card just got approved and now this happened.

Unlimited 1% is nothing lah.... HLB Essential also doing 1% Unlimited Cash-Back

This post has been edited by ronnie: Oct 25 2013, 02:24 PM

The OCBC Ti gonna lose its shine if the 5% is being demolished

I will cancel it and use MBB2cards only afterall my monthly usage is not that much, 1% discount is not attractive at all.

Should I call OCBC to get the new-look Titanium card to keep as souvenir ???

Yeah same here, my monthly expenditure on the essentials (petrol, utilities, groceries, food) are roughly between RM700-RM1000.

1% would give me average RM9 cashback per month, ~RM110 per year.
If no GST waiver, then I'd get about RM60 cashback in a year.

Hoping and keeping my fingers crossed that ocbc will retain the 5% cashback.

The OCBC CS told new enhancement to the feature of Titanium MasterCard from 28-Nov-2013 ... good or worse we don't know.

There is nothing about credit card on 2014 Budget.

Then 1-Dec will be the end of my journey with OCBC.

really? no more 5%? haiz.....if 1% then we have to consider other cards

It's not confirmed yet but yes, you should have your heart ready for the worst now