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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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EvOliver
post Nov 29 2013, 02:15 PM

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Confirmed.
http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
Like a Bause
post Nov 29 2013, 02:20 PM

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QUOTE(davidlow7 @ Nov 29 2013, 11:31 AM)
This card unlimited 1% cash rebate seems to be similar to HLB Essential
*
yea.. same as essential cry.gif
kaoru
post Nov 29 2013, 03:50 PM

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then now titanium means what ? whats so special about a titanium card ?
mgb
post Nov 29 2013, 04:00 PM

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QUOTE(kaoru @ Nov 29 2013, 03:50 PM)
then now titanium means what ? whats so special about a titanium card ?
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Nothing special about it. The only feature is the 1% unlimited cashback on anything, if you think that is special. sad.gif
edwardccg
post Nov 29 2013, 04:12 PM

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from the new site, it seems like not mention for the GST waiver

so it will take to spend rm5000 to get offset GST from the 1%

gotta cut this card!!!

This post has been edited by edwardccg: Nov 29 2013, 04:13 PM
ah_chung
post Nov 29 2013, 04:52 PM

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Does this WorldMasterCard's annual fee waivable by swipes or minimum spends? RM388 per annum...
virgoguy
post Nov 29 2013, 04:56 PM

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QUOTE(edwardccg @ Nov 29 2013, 04:12 PM)
from the new site, it seems like not mention for the GST waiver

so it will take to spend rm5000 to get offset GST from the 1%

gotta cut this card!!!
*
anyone did actually call up and check the 10k spending bonus still applicable ka? or everyone just guessing?
cfa28
post Nov 29 2013, 04:59 PM

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QUOTE(virgoguy @ Nov 29 2013, 04:56 PM)
anyone did actually call up and check the 10k spending bonus still applicable ka? or everyone just guessing?
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No need to call up. Under BNM Rules, all official T&C must be stated in the Product Disclosure Sheet to avoid any misunderstandings.

The Previous RM10K for RM50 Cash Bonus to offset was in the PDC.

Now no mention means there is no automatic GST Waiver. But this does not mean u canniot call up individually and try your luck.
raul
post Nov 29 2013, 05:05 PM

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omg, the GE card 3% rebate feature also removed from their new site!!!
iVW
post Nov 29 2013, 06:48 PM

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desert thread in the making .. enjoy that 1% and i'm gotta put this card into drawer until the end of the cycle year
beyond86
post Nov 29 2013, 08:35 PM

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just like HLB Essential card which i cancelled last week....
the CS talk more than 20mins just want me to maintain the card..
edwardccg
post Nov 29 2013, 09:07 PM

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QUOTE(beyond86 @ Nov 29 2013, 08:35 PM)
just like HLB Essential card which i cancelled last week....
the CS talk more than 20mins just want me to maintain the card..
*
just mention to them you are wasting my time and my money (TM special number) then insist on just cut it tongue.gif
edwardccg
post Nov 29 2013, 11:48 PM

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btw, from the TnC

(b) The rebate is calculated on the Total Retail Spending for the month and is
non-cumulative from previous month

does this mean the rebate is count by calander month, but the rebate is transact on statement date?
lingling
post Nov 30 2013, 12:21 AM

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i jus performed a 0% IPP few month ago as I know there will be 50 GST waive during anniversary month, but now i have to pay extra 50 for that. Can i terminate the IPP earlier without charge ?!
princeb0b0
post Nov 30 2013, 12:22 AM

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so whats the best cash back card now?

HLB Wise card seem like a good replacement but require min spend of RM50 and 10 swipe per month =/

also quite bad experience with their CS
intothefantasy
post Nov 30 2013, 03:10 AM

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well guess too late into the game...sub this card for like 2months only....possible to cancel it?
cempedaklife
post Nov 30 2013, 07:46 AM

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QUOTE(princeb0b0 @ Nov 30 2013, 12:22 AM)
so whats the best cash back card now?

HLB Wise card seem like a good replacement but require min spend of RM50 and 10 swipe per month =/

also quite bad experience with their CS
*
there's no definite best cash back card...
it all depends on your expenditure pattern...

for me, i have ocbc titanium and mbb 2 cards, which served me well, and i was reluctant to apply for WISE

now, after thinking hard, i've applied (yet to get) the WISE card. for u to hit 10 swipe >=rm50, it's quite simple if u drive a car to work (petrol) and need/help to pay 2 or 3 phone bills (assuming they all have data plans)
zr125
post Nov 30 2013, 08:13 AM

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Guys, want to ask. Let say i want to pay astro bill thru ocbc online banking. Is astro system immediately update, after i pay?
codeiki
post Nov 30 2013, 09:16 AM

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QUOTE(zr125 @ Nov 30 2013, 08:13 AM)
Guys, want to ask. Let say i want to pay astro bill thru ocbc online banking. Is astro system immediately update, after i pay?
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Usually will take few days to appear in Astro online system.
solsekuin44
post Nov 30 2013, 09:55 AM

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Time to cancel the card sad.gif

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