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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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TSronnie
post Dec 20 2013, 09:06 AM

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QUOTE(andrekua2 @ Dec 20 2013, 07:06 AM)
That's not the real problem. The real problem is that AEON selling price usually much higher than hypermarket, much more than the 5% rebate.
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There are REAL deals in AEON compared to Tesco/Giant/AEON Big.... just buy at places which offers the best deal.
Especially during AEON MEMBER DAY (Buy RM100, get RM10 voucher) or AEON MEMBER FIESTA (Buy RM100, get RM5 voucher)

This post has been edited by ronnie: Dec 20 2013, 09:07 AM
TSronnie
post Dec 22 2013, 10:26 PM

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QUOTE(turbopips @ Dec 22 2013, 08:31 PM)
Ronnie and any credit card expert,

My spending based on credit card

Wise card (RM1k+) - Mobile, Dining and Groceries
MBB Amex (RM1k+) - Department store, utilities and others
Citibank Cashback platinum OR UOB - Petrol (Mainly around RM350), pharmacy etc that yields >1.2% cashback
Auto-Debit items (Especially insurances) - ???

Would like to ask  icon_question.gif
1. Any credit card that can give >1.2% rebate on insurance or auto-debit items?
2. Between Citibank cashback platinum and UOB one card - which is better if mainly use for Petrol (RM350 usage)?

Thanks a lot
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Insurance AutoDebit : Just refer to the AEON WATAMI CC
TSronnie
post Dec 23 2013, 12:16 AM

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QUOTE(gastacopz @ Dec 23 2013, 12:14 AM)
my rebate this month...

12 Dec 2013 5% Cash Rebate 0.00 -5.60
12 Dec 2013 1% Cash Rebate 0.00 -7.46

seems like they cut off for 1% earlier...as based on my calculation until 29th Nov, more than that

can lodge a complaint?
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CashBack calculation based on Posting Date of the transaction.
Posting Date <= 28 Nov 2013 : 5% Cashback
Posting Date >= 29 Nov 2013 : 1% Cashback

Eg. if you swipe on 28 Nov and posted on 29 Nov, you get 1% cashback

Please check before lodge any complaints
TSronnie
post Dec 23 2013, 03:01 PM

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QUOTE(Gen-X @ Dec 23 2013, 11:48 AM)
Human Nature, cfa28, MeToo,virgoguy and asiatrader98

Guys, I just published my article on Cash Back Credit Cards for spending between RM1K/month and up to RM7K/month spending. And DarReNz, you'll be happy to note that I have fulfilled your Christmas wish too by preparing the comparison table based on RM500 increments.
Click here to receive my Christmas/New Year gift to all my readers, The Best Cash Back Credit Cards - How To Earn Money From The Right Credit Cards.

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Aren't UOB ONE Card paired 2% SmartCash with BHP + BHP Loyalty Card
TSronnie
post Dec 24 2013, 07:40 AM

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QUOTE(lightwerker @ Dec 24 2013, 01:12 AM)
i upgraded the ocbc titanum to the ocbc world mastercard for the additional 0.2% cashback biggrin.gif
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And paying higher Annual Fee on the 2nd year onwards doh.gif doh.gif
TSronnie
post Dec 24 2013, 09:19 AM

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QUOTE(jasmineh2y @ Dec 24 2013, 08:38 AM)
my insurance is about 1500 so i should apply AEON right?
the quarter cash rebate = 1500 * 3months * 3% = 135.

is my calculation correct?
Thx
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Correcto
TSronnie
post Dec 26 2013, 11:16 AM

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QUOTE(koh_424 @ Dec 26 2013, 11:15 AM)
This month i still entitle to get 5% rebate. But next month onward will get 1%. XD
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Don't confuse readers with your vague statement.... Posted transactions on 29 Nov and beyond will get 1% cash back only.
TSronnie
post Dec 30 2013, 12:34 PM

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QUOTE(DT8 @ Dec 30 2013, 12:25 PM)
How to increase credit limit for OCBC Titanium? Can I just call in and ask them to increase permanently for me straight away without filling up the form and attach latest slips?

Is this feasible?
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You need to submit some proof of income documents to get permanent Credit Limit Increase
TSronnie
post Jan 6 2014, 08:06 AM

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QUOTE(jacey @ Jan 6 2014, 07:59 AM)
Actually essential card rebate 1% based on $100 block. Is this similar to ocbc?
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For HLB Essential that's INCORRECT... it's based on round-up mechanism.

Total Spend: RM958.00
1% = 9.58
Rebate given : RM10.00

HLB is to the nearest and higher RM
OCBC is to the nearest and lower sen

p.s. made 2 corrections... must be very sleepy

This post has been edited by ronnie: Jan 6 2014, 09:05 AM
TSronnie
post Jan 6 2014, 08:14 AM

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QUOTE(CKKwan @ Jan 6 2014, 08:10 AM)
1% = 9.58
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I stand corrected.... thanks... being used to 10% from WISE
TSronnie
post Jan 6 2014, 09:06 AM

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QUOTE(jacey @ Jan 6 2014, 08:15 AM)
My rebate always come without cents in Essential.
Last spending (few months ago) was rm199,rebated rm1.00 instead of 1.99
Unless they changed their calculations..
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Stand corrected twice.....
TSronnie
post Jan 6 2014, 12:50 PM

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QUOTE(Human Nature @ Jan 6 2014, 11:23 AM)
I believe this has not been shared here, regarding the 'Enjoy 5% rebate of bills paid via ocbc.com.my in Dec 13, max. of RM50 per customer - subject to availability'

Subject to availability means that the RM50 rebate will be given out based on a first come first serve basis, from 17- 31 December 2013, and rebates are limited to a pool sum/ fund of RM30,000.

Discrepancy between on the date  hmm.gif
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Is there any official link on OCBC for this promotion ? I reported it after receiving the SMS on 18 Dec 2013.
TSronnie
post Jan 15 2014, 08:18 AM

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QUOTE(andyyaosmurf @ Jan 15 2014, 03:41 AM)
why not you consider getting citibank Cash Back... I think overall I am happy with it... and also the discount for dining food.. citibank got the most discount

sign0006.gif Citibank Cash Rebate always need to accumulate to RMxx before credit back to you...

This post has been edited by ronnie: Jan 15 2014, 08:18 AM
TSronnie
post Jan 17 2014, 11:27 AM

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QUOTE(MGM @ Jan 17 2014, 07:48 AM)
Got the 1% CB but not the 5% yet.
Creditted within 8-10 weeks, is counted fr transaction date or 31-Dec-13(endof promo)?
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Of course 8-10 weeks from 31 Dec 2013.
Expect 5% Online Bill Payment promo cash back to be creditted end February or early March
TSronnie
post Jan 20 2014, 10:35 AM

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QUOTE(zaFrOoNaLdO @ Jan 20 2014, 10:33 AM)
hi all, just wondering whether OCBC Titanium now has the 5% cashback from paying Maxis bill?
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Don't be lazy and read up ok ?
TSronnie
post Jan 20 2014, 11:04 AM

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QUOTE(zaFrOoNaLdO @ Jan 20 2014, 10:51 AM)
haha. i saw the promo last time.. maybe 1 mth ago.. i tried google but couldn't find it.
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That Online Bill Payment promo ended on 31 Dec 2013....
TSronnie
post Jan 30 2014, 10:57 PM

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I didn't receive my OCBC Statement for Jan 2014.... they forgot to print ???
TSronnie
post Jan 30 2014, 11:36 PM

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QUOTE(Human Nature @ Jan 30 2014, 11:16 PM)
I just received mine yesterday. 3 days before payment due date!
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I guess I'll receive after CNY and many days after due date.
TSronnie
post Feb 13 2014, 03:23 PM

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Anybody receive the special 5% Cashback for OCBC Online Bill Payment ? It ended on 31 Dec 2013...
TSronnie
post Feb 13 2014, 10:13 PM

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QUOTE(saitong09 @ Feb 13 2014, 10:02 PM)
I received mine on 3Dec13
03 Dec 2013 Cash Bonus Rebate 0.00 -50.00 thumbup.gif
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Don't simply post things you don't what's it all about.

The 5% Online Bill Payment promo starts from 18 Dec 2013 to 31 Dec 2013 lah doh.gif doh.gif doh.gif

This post has been edited by ronnie: Feb 13 2014, 10:14 PM

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