add in hlb wise + gsc loh and itu uob VOX, mao itu thermal pot, but drag until feb baru approve, now become tower  fan blak.

I did check online, it says rm800.
I just want to make sure no penalty charge whatsoever.
Thanks.

use watami for the 3% quarterly cash back doesn't need to be in kl.   

*ahem* Maybank2Kard Amex 2% effective cashback all week round from points says hi =)

hi can i know izzit normal for ocbc to show availble limit less 1k from limit allowed.

example my limit 3k.

after use 1k the availble limit becom 1k instead of 2k.

anyone hv same scenario?tq

Just sharing. Get a called from OCBC that offering cash 4k with 3% interest rate for 1 year.

Interest rate will be reduce if the amount you have settle early within 1 year.

No document is needed, phone call will do

it's flat rate 3% means higher in effective rate which will be higher than fd rate = not worth.

i mean 3% flat rate per annum is still not worth to put in fd. unless the fd rate is higher than 5.5%.

why? bcs the effective rate of 3% flat rate per annum is 5.49%. you may check the conversion of rates here:
http://loanstreet.com.my/calculator/flat-t...calculator.html

further explanation as below:

If you can pay your Indah Water bills at their customer service centres, then you can use Amex there to pay...   IWK accepts Amex

Yeap, in Great Eastern, we do have unit trust as well. You can swipe RM100,000 with your cash just like how you pay your premium, immediately RM1,000 cash back. Done that and OCBC really cash back 1% with no capping.
My daily expenses usually fall on weekday, on dining, petrol and phone bill. would mbb amex and watami give better cashback?

Should be 5x point equivalent to 2% cash back

18% PA for the full interest?