Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Dec 17 2013, 10:17 AM
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#21
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Senior Member
3,510 posts Joined: Feb 2005  
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QUOTE(nothingz @ Dec 16 2013, 03:09 PM) you did not get the offer may be due to your anniversary date is still far speak of the devil, just got the offer yesterday in the mail lol |
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Dec 17 2013, 12:33 PM
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#22
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(nothingz @ Dec 17 2013, 12:22 PM) hahaha, good for you. Can upgrade already I see no point in that, its not really an upgrade, more like a way to let OCBC earn more from me potentially |
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Dec 18 2013, 11:15 AM
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#23
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Senior Member
3,510 posts Joined: Feb 2005
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that subject to availability clause is so so vague.
In the end it might just turn out to be for the first 10 transactions of the day only? lol |
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Dec 18 2013, 11:30 AM
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#24
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Senior Member
3,510 posts Joined: Feb 2005
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great info there, gotta find me some bills to pay then lol
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Dec 20 2013, 10:12 AM
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#25
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(ck23 @ Dec 20 2013, 10:01 AM) http://ocbc.com.my/personal-banking/Cards/...orld_MasterCard Nobody can give you a definite answer as this is a newly launched card.Ocbc World Master Card offers 1.2% cash back The annual fee is waived for the first year. Can subsequent year be waived by calling or write in? As much as we all like it for that additional 0.2%, the annual fee conundrum is what's holding us back |
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Dec 20 2013, 12:17 PM
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#26
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(cfa28 @ Dec 20 2013, 10:42 AM) OCBC giving unlimited cash rebate 1.2% for the World Mastercard is only good if u have very BIG one off purchases in addition to heavy regular monthly spending. seems to me this WMC is more like a feel good card for the holder only, no real world practicalitySay RM5K spending, OCBC Titanium = 1.0% Cash Back or RM50 and World Card = 1.2% Cash Back or RM60 If you charge the same amount to Alliance Platinum, you'll get Cash Back of RM68 plus can redeem Cash Vouchers of RM20 for total cash value of RM88. But say, if u charge RM10K to the World Card, your Cash Back is RM120 If u charge to Alliance, your Cash Back is capped at RM68 + Cash Vouchers of RM41 for total cash value of only RM109. |
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Dec 20 2013, 05:38 PM
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#27
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(cfa28 @ Dec 20 2013, 04:41 PM) There is a saying that goes "the proof of the pudding is in the eating." hence came the exercise of 5% off Dec 13 bills lol, perhaps an alarming rate of card cancellationsIn the case of Credit Cards, the proof is in the addition or attrition rate. I suspect that OCBC will see record attrition in their Titanium Credit Card in addition to massive drop in Card Spend. Can fool smart k/tars esp with sifus like Gen-X, Ronnie, etc |
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Dec 20 2013, 06:10 PM
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#28
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(cfa28 @ Dec 20 2013, 05:47 PM) Sadly, me and the mrs did not receive such an offer despite being an active user. I did get that sms but all my bills were already paid anyway,besides, the 'subject to availability' clause makes people doubt their sincerity |
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Jan 3 2014, 10:55 AM
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#29
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(ShaneLim @ Jan 2 2014, 11:42 PM) Received a call from ocbc this afternoon and being offered to upgrade to OCBC WMC. Free 1st year annual fee waiver and RM50 rebate. If you accept this offer they will terminate your excisting TI and all exiting direct debit/monthly installment will be transferred to WM. they might tempt you for the first year but annual fee might be a problem down the roadInfo on WMC: http://ocbc.com.my/personal-banking/Cards/...orld_MasterCard |
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