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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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tbheng
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Nov 7 2013, 04:53 PM
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Geez... I can't believe this is the finale... there goes my RM50 monthly cash cow... Ever since I setup auto debit 5 months back, it has been my faithful auto-pilot cash cow in my drawer... Now it got to work 5x harder or time to move on, haiz Good things just won't last, will they? But, for the past 2.5 year owning this card, I must say it has been a rewarding time. This post has been edited by tbheng: Nov 7 2013, 05:12 PM
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sj0217
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Nov 7 2013, 05:19 PM
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This is absolutely bad new for those who rely it on spending for 5% cash back. No more 5% mean useless for some categories spend.
Petrol can move to UOB one card on weekdays.
What is this mean retail spend? is this mean every single spend is entitled 1% or certain categories only?
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edwardccg
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Nov 7 2013, 05:29 PM
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QUOTE(ad c2 @ Nov 7 2013, 03:26 PM) This is not good BTW, any more details on how will they calculate for existing cash rebate? my next statement cycle will be 19 Nov - 18 Dec. does this mean the current 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%? and also the capped, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited(?) after 29 Nov? for the 1%, it seems like still not clear. is it UNLIMITED? 'total spending' got EXCLUDE any kind of spending? (petrol, gov...) This post has been edited by edwardccg: Nov 7 2013, 05:34 PM
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nothingz
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Nov 7 2013, 05:34 PM
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the timing is just right, next month will be my anniversary month, means can cut already. the most headache part is to re-direct all the standing orders
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notok
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Nov 7 2013, 05:37 PM
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Getting Started

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next month no more 5% rebate for bill payment. which card is the best beside wise card for bill payment ?
This post has been edited by notok: Nov 7 2013, 05:38 PM
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ONGEDWIN
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Nov 7 2013, 06:01 PM
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Getting Started

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So, what is the new max cap limit? Still RM 50? or ?
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hkboey
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Nov 7 2013, 06:11 PM
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MGM
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Nov 7 2013, 06:12 PM
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QUOTE(hkboey @ Nov 7 2013, 06:11 PM) I feel for you. Time to look for alternative.
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tifosi
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Nov 7 2013, 06:12 PM
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This sucks. My OCBC Ti is mainly used for dining purposes. I average about 600-700 a month alone on dinning for this card. Seems like there is no card to replace it. Will keep this card until my anniversary month.
HLB Wise 10 swipes making it hard for me to achieve the quota. Maybe I will try Mach and dump my other grocery/petrol purchase (when it's not weekend/I've hit my Amex quota) into my AEON for 3%.
This post has been edited by tifosi: Nov 7 2013, 06:24 PM
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hkboey
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Nov 7 2013, 06:15 PM
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QUOTE(MGM @ Nov 7 2013, 06:12 PM) I feel for you. Time to look for alternative. I dont like complicated T&C like the UOB One Card..... sigh...
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cfa28
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Nov 7 2013, 06:19 PM
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QUOTE(hkboey @ Nov 7 2013, 06:15 PM) I dont like complicated T&C like the UOB One Card..... sigh... UOB is actually not complicated, just that they impose caps on each of the Rebate Categories. But I agree its hassle to remember the sub-limits. Complicate is like RHB, Petrol Rebate is capped to 20% of Retail Spending.
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hkboey
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Nov 7 2013, 06:25 PM
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QUOTE(cfa28 @ Nov 7 2013, 06:19 PM) UOB is actually not complicated, just that they impose caps on each of the Rebate Categories. But I agree its hassle to remember the sub-limits. Complicate is like RHB, Petrol Rebate is capped to 20% of Retail Spending. Haha.. remembering all these would get my hair drop even faster.  Thats why I still prefer MBB2 card the most.
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SUSDavid83
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Nov 7 2013, 07:08 PM
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QUOTE(edwardccg @ Nov 7 2013, 05:29 PM) This is not good BTW, any more details on how will they calculate for existing cash rebate? my next statement cycle will be 19 Nov - 18 Dec. does this mean the current 5% category from 19 Nov - 28 Nov will entitle 5% but after 29Nov will be 1%? and also the capped, spending on 19 Nov - 28 Nov will get RM50 max, and unlimited(?) after 29 Nov? for the 1%, it seems like still not clear. is it UNLIMITED? 'total spending' got EXCLUDE any kind of spending? (petrol, gov...) I think it could mean "any retail swipe regardless of category" but didn't say if the 1% rebate is still capped at RM 50 max too. I think it'll still mostly be capped at RM 50 max This post has been edited by David83: Nov 7 2013, 07:10 PM
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chongaik82
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Nov 7 2013, 07:10 PM
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Oh no... I still have 14 months left for my installment plan
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TSronnie
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Nov 7 2013, 07:12 PM
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If only HLB Wise allow 2 more category (from current 3 categories) to select, it will "take over" OCBC Titanium MasterCard
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SUSDavid83
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Nov 7 2013, 07:17 PM
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This sucks man! I'll start to divert payments to my Citibank Platinum CB.
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chris_xi
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Nov 7 2013, 07:30 PM
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Getting Started

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sure it sucks but let's wait for a clearer notice from the bank
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fruitie
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Nov 7 2013, 07:33 PM
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Rise and Shine
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QUOTE(chris_xi @ Nov 7 2013, 07:30 PM) sure it sucks but let's wait for a clearer notice from the bank So far bank has already announced but not on the limit yet, still RM 50 cap or not?  My card's anniversary is next year's May, I'll wait till then since OCBC has already off-set for me because I spent more than RM 10k over one year.  In the mean time, need to look out for replacement.
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bearbear
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Nov 7 2013, 07:35 PM
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lol luckily i got more than RM50 rebate else GST also kena tipu.
Byebye OCBC.
Watami here i come
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