I just get my card today & very disappointed that they didnt offer me the RM50 rebate with 3 swipe within 45 days.
The reason given are I AM WALK-IN APPLICANT !!!!
Only mobile/roadshow/online application entitled for that promotion.
DISAPPOINTED

oh really? i was not aware of such rules because i applied through their website last time.

Actually I did verify with the staff first b4 I apply at the Branch, and the staff did tell me I am entitled.... But end up with nothing...
I did question the staff who submit my application, but nothing she can help except apologise.

the TMC will be revamped alongside with other CC
just about to apply it but was told by the KK branch walk-in application at the moment is not acceptable until further notice
so until they finally launch what they have been revamping behind closed doors we are only left with 2 possible scenarios, depends on what kind of mood you have toward the future of the TMC

What i heard from an insider the 5% rebate will be continued but there will be cap in each category. So the probability to max out the cashback is getting lower unless if you are really using this card for all 4 categories

you mean something like max rebate for dining is rm10 + groceries rm10 + bills rm10 + petrol rm10 + others rm10 = total rm50 max rebate?
sounds like a good idea for a win-win situation...

This post has been edited by victorywp: Nov 5 2013, 02:35 PM

Yup something like that.

Mind pointing where's the win win situation ? I only see win-lose situation

as per mentioned before, ocbc may be suffering from huge loss due to the smart users like us who stopped using after reaching rm50 rebate and paying the full amount of our cc statement.
like most of other banks did, ocbc can just terminate the features/benefits of the card or reduce the rebate down from 5% or reduce the max capped value down from rm50.
however, with the insider's information like this, means that ocbc chose to maintain the same benefits of 5% and max capped of rm50, but only with small changes to improve members cc usage equally in all categories... in which i think is a win-win situation for both parties. at least the users still get the 5% and not lower...

This post has been edited by victorywp: Nov 5 2013, 05:34 PM

i usually max out the rm50 cashback only in bills and others categories... looking at the possible new rebate structure i will only get rm20 max..

yes, that's one of the strategy to minimise their loss (if the insider news is true).
most people will not be able to get the max of rm50.

also it will be hard for one to control/limit your expenses in each category when each category has its own max rebate, so one will ended up overspent in the categories and ocbc can once again minimise their loss from there.

Agreed. It's better than getting rid of the 5% feature altogether.

yeah, although the card may not be as good as before, but i think such changes still considered as fair towards us users.

It'll be like UOB and Citibank whereby transaction at certain category will be capped to certain upper limit.

anyway, it's still too early for us to comment now because we can't be sure whether the insider news is true...

if they do cap petrol to rm10 per month then they'll be less competitive against other cards in the market for petrol.

that said though, I'm pretty most are smart enough to manage their spendings on each card to maximize the cash back / benefits

hi all,

anybody booked hotel on agoda before? anyone got the 7% discount? If yes, how does it go? do u have to pay full first, then OCBC will give rebate in the statement? Or will deduct 7% from the grand total during checkout?

Anyone tried Autopay for Unifi using their occ.unifi.my? does it entitled for 5% as well?

For my streamyx yes, Unifi, as long as MCC Code is Utility company, should get it.

How do you guys check the MCC code? I know paying straight from OCBC website gets 5%, but autopay I not sure, even the CS on phone couldn't answer me