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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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TSronnie
post Dec 18 2013, 03:07 PM

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QUOTE(MGM @ Dec 18 2013, 01:23 PM)
Pls provide the link. Can't find it.
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The T&C not posted on OCBC Malaysia website yet cry.gif brows.gif hmm.gif
crusher
post Dec 18 2013, 03:22 PM

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QUOTE(ronnie @ Dec 18 2013, 03:07 PM)
The T&C not posted on OCBC Malaysia website yet  cry.gif  brows.gif  hmm.gif
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I think they want to blast all first before put up the T&C. 30k only, very fast got suck dry. brows.gif
cfa28
post Dec 18 2013, 03:26 PM

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Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).

This post has been edited by cfa28: Dec 18 2013, 03:43 PM
tifosi
post Dec 18 2013, 03:48 PM

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QUOTE(cfa28 @ Dec 18 2013, 03:26 PM)
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).
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Maybe he knows that M2Card is the top card and cannot be toppled? I place my Amex above my OCBC.
WhitE LighteR
post Dec 18 2013, 03:54 PM

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QUOTE(cfa28 @ Dec 18 2013, 03:26 PM)
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).
*
this is probably the lamest news i heard today...
Human Nature
post Dec 18 2013, 03:56 PM

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Hehe, we need to show him that it will not even be in top 5. It is already not in Top 10 in Gen-X's annual ranking tongue.gif
edwardccg
post Dec 18 2013, 04:00 PM

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QUOTE(cfa28 @ Dec 18 2013, 03:26 PM)
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).
*
no different with hong leong essential. how can this be 2nd card?
Human Nature
post Dec 18 2013, 04:01 PM

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Already paid for my astro and TNB, kiasu to the max tongue.gif
MGM
post Dec 18 2013, 04:02 PM

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QUOTE(cfa28 @ Dec 18 2013, 03:26 PM)
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).
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This is what happen when a person's brain is in his the other head.

This post has been edited by MGM: Dec 18 2013, 04:02 PM
victorywp
post Dec 18 2013, 04:07 PM

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QUOTE(Human Nature @ Dec 18 2013, 04:01 PM)
Already paid for my astro and TNB, kiasu to the max tongue.gif
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+1 rclxms.gif LOL
virgoguy
post Dec 18 2013, 04:13 PM

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QUOTE(MeToo @ Dec 18 2013, 12:36 PM)
Separate table for those spending 1k, 3k, 5k, should be sufficient, and would encompass a much larger audience then a 5k/mth category.

Anyway, kudos to your work, I visit your blog regularly to keep up with the best deals (kiasu-ism  tongue.gif )
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ya agree with you, if @Gen-X can come up such tables, it will be greatly benefit all of us
MGM
post Dec 18 2013, 04:19 PM

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QUOTE(Human Nature @ Dec 18 2013, 04:01 PM)
Already paid for my astro and TNB, kiasu to the max tongue.gif
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Wait for me.
Immediately paid my Cukai Harta after reading this, your kiasuism is infectious.
Just hope that the 30k not used up yet cos there are people who are not aware of the reduction of rebate from 5% to 1%, and routinely paid their bills since yesterday.
asiatrader98
post Dec 18 2013, 04:42 PM

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QUOTE(Gen-X @ Dec 18 2013, 12:31 PM)
Yah Bro, I also check out briefly the AEON Watami only today and YES, I noted it is a hybrid like MBB 2 AMEX where it also earn the cardholder reward points and cash back  thumbup.gif

I am planning as a Christmas present to my readers, I am thinking of analyzing and comparing how to maximize cash back for different spending pattern for those who spend less than RM5K/month.
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yes, AEON Watami cc....thinking to get it
victorywp
post Dec 18 2013, 05:04 PM

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QUOTE(asiatrader98 @ Dec 18 2013, 04:42 PM)
yes, AEON Watami cc....thinking to get it
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don't just think, act on it! rclxm9.gif

but actually i myself have been thinking and considering since october 2013 until now still haven't take any action. blush.gif
victorywp
post Dec 18 2013, 05:06 PM

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QUOTE(edwardccg @ Dec 18 2013, 04:00 PM)
no different with hong leong essential. how can this be 2nd card?
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which simply means hong leong essential is the first card? shakehead.gif
bearbear
post Dec 18 2013, 05:16 PM

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Well his reasoning make sense but question is what is the average monthly spending on credit cards?

Just excuses to hide the fact they are losing money with the 5%, 1% now basically u sign more we earn more. tongue.gif
DarReNz
post Dec 18 2013, 05:22 PM

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QUOTE(MGM @ Dec 18 2013, 04:19 PM)
Wait for me.
Immediately paid my Cukai Harta after reading this, your kiasuism is infectious.
Just hope that the 30k not used up yet cos there are people who are not aware of the reduction of rebate from 5% to 1%, and routinely paid their bills since yesterday.
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only certain ppl get the sms for 5% ?
DarReNz
post Dec 18 2013, 05:23 PM

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QUOTE(MeToo @ Dec 18 2013, 12:36 PM)
Separate table for those spending 1k, 3k, 5k, should be sufficient, and would encompass a much larger audience then a 5k/mth category.

Anyway, kudos to your work, I visit your blog regularly to keep up with the best deals (kiasu-ism  tongue.gif )
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1.5k would be sweet as well nod.gif
MGM
post Dec 18 2013, 05:26 PM

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QUOTE(DarReNz @ Dec 18 2013, 05:22 PM)
only certain ppl get the sms for 5% ?
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Ya, for selected customers. I think for those who has not much spending last month.
TSronnie
post Dec 18 2013, 05:33 PM

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QUOTE(MGM @ Dec 18 2013, 05:26 PM)
Ya, for selected customers. I think for those who has not much spending last month.
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To those who stopped spending from 29 Nov to 16 Dec..... like myself.

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