QUOTE(MGM @ Dec 18 2013, 01:23 PM)
The T&C not posted on OCBC Malaysia website yet Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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Dec 18 2013, 03:07 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 18 2013, 03:22 PM
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Senior Member
1,345 posts Joined: Jun 2006 |
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Dec 18 2013, 03:26 PM
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Senior Member
4,830 posts Joined: Jan 2012 |
Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC
http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/ Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY. Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol). Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%. If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST). This post has been edited by cfa28: Dec 18 2013, 03:43 PM |
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Dec 18 2013, 03:48 PM
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Senior Member
5,156 posts Joined: Jan 2003 |
QUOTE(cfa28 @ Dec 18 2013, 03:26 PM) Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC Maybe he knows that M2Card is the top card and cannot be toppled? I place my Amex above my OCBC.http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/ Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY. Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol). Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%. If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST). |
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Dec 18 2013, 03:54 PM
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All Stars
10,340 posts Joined: Jan 2003 |
QUOTE(cfa28 @ Dec 18 2013, 03:26 PM) Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC this is probably the lamest news i heard today...http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/ Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY. Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol). Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%. If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST). |
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Dec 18 2013, 03:56 PM
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All Stars
26,525 posts Joined: Jan 2003 |
Hehe, we need to show him that it will not even be in top 5. It is already not in Top 10 in Gen-X's annual ranking
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Dec 18 2013, 04:00 PM
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Senior Member
1,311 posts Joined: Apr 2010 |
QUOTE(cfa28 @ Dec 18 2013, 03:26 PM) Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC no different with hong leong essential. how can this be 2nd card?http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/ Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY. Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol). Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%. If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST). |
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Dec 18 2013, 04:01 PM
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All Stars
26,525 posts Joined: Jan 2003 |
Already paid for my astro and TNB, kiasu to the max
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Dec 18 2013, 04:02 PM
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All Stars
18,412 posts Joined: Oct 2010 |
QUOTE(cfa28 @ Dec 18 2013, 03:26 PM) Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC This is what happen when a person's brain is in his the other head.http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/ Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY. Why No. 2 and not number 1. The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol). Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%. If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST). This post has been edited by MGM: Dec 18 2013, 04:02 PM |
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Dec 18 2013, 04:07 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Dec 18 2013, 04:13 PM
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Junior Member
616 posts Joined: Oct 2008 |
QUOTE(MeToo @ Dec 18 2013, 12:36 PM) Separate table for those spending 1k, 3k, 5k, should be sufficient, and would encompass a much larger audience then a 5k/mth category. ya agree with you, if @Gen-X can come up such tables, it will be greatly benefit all of usAnyway, kudos to your work, I visit your blog regularly to keep up with the best deals (kiasu-ism |
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Dec 18 2013, 04:19 PM
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All Stars
18,412 posts Joined: Oct 2010 |
QUOTE(Human Nature @ Dec 18 2013, 04:01 PM) Wait for me.Immediately paid my Cukai Harta after reading this, your kiasuism is infectious. Just hope that the 30k not used up yet cos there are people who are not aware of the reduction of rebate from 5% to 1%, and routinely paid their bills since yesterday. |
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Dec 18 2013, 04:42 PM
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Senior Member
1,485 posts Joined: Dec 2005 |
QUOTE(Gen-X @ Dec 18 2013, 12:31 PM) Yah Bro, I also check out briefly the AEON Watami only today and YES, I noted it is a hybrid like MBB 2 AMEX where it also earn the cardholder reward points and cash back yes, AEON Watami cc....thinking to get itI am planning as a Christmas present to my readers, I am thinking of analyzing and comparing how to maximize cash back for different spending pattern for those who spend less than RM5K/month. |
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Dec 18 2013, 05:04 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Dec 18 2013, 05:06 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Dec 18 2013, 05:16 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
Well his reasoning make sense but question is what is the average monthly spending on credit cards?
Just excuses to hide the fact they are losing money with the 5%, 1% now basically u sign more we earn more. |
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Dec 18 2013, 05:22 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
QUOTE(MGM @ Dec 18 2013, 04:19 PM) Wait for me. only certain ppl get the sms for 5% ?Immediately paid my Cukai Harta after reading this, your kiasuism is infectious. Just hope that the 30k not used up yet cos there are people who are not aware of the reduction of rebate from 5% to 1%, and routinely paid their bills since yesterday. |
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Dec 18 2013, 05:23 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Dec 18 2013, 05:26 PM
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All Stars
18,412 posts Joined: Oct 2010 |
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Dec 18 2013, 05:33 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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