30K allocation. Currently on the phone with cs
Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Dec 18 2013, 11:19 AM
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All Stars
12,505 posts Joined: May 2007 From: Triumph in the Skies Status:In LoV3 Again 
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Dec 18 2013, 11:19 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart  
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QUOTE(ronnie @ Dec 18 2013, 11:18 AM) From OCBC Customer Service thanks for the heads up! now that's something more clear! - For selected customer who receive the SMS - Valid 17-Dec to 31-Dec - Max capping is not metioned (but estimated at RM30k cashbacks) - Creditted within 8-10 weeks - No minimum transactions amount - You get 1%(OCBC Titanium) + 5% (this promo)   |
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Dec 18 2013, 11:21 AM
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All Stars
26,525 posts Joined: Jan 2003
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Good job, ronnie! one last hurrah for OCBC bill payments
 damage control hehe |
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Dec 18 2013, 11:21 AM
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Senior Member
6,955 posts Joined: Apr 2008
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kinda try to tie ppl up, avoiding ppl from canceling the card for the gst issue... interesting...
and also only 30k budget, ie aiming for 600-1k ppl... not a big crowd, highly likely budget will finish before the end of promo period... This post has been edited by janson_kaniaz: Dec 18 2013, 11:24 AM |
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Dec 18 2013, 11:27 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(victorywp @ Dec 18 2013, 11:19 AM) yeah, who knows the first 10 transactions already max out their available capacity. That's why I'm trying with bill I really need to pay this month.... not going to pay in advanced. Maximum Bill : RM1000 to achieve RM50 cash back for this promo. Nett Cashback Rebate with OCBC Titanium MasterCard is 6% (1% + 5%) This post has been edited by ronnie: Dec 18 2013, 11:28 AM |
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Dec 18 2013, 11:30 AM
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Senior Member
3,510 posts Joined: Feb 2005
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great info there, gotta find me some bills to pay then lol
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Dec 18 2013, 11:46 AM
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Junior Member
412 posts Joined: Dec 2008
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QUOTE(crusher @ Dec 18 2013, 09:03 AM) without petrol transactions, i think maybank card win it. Yes. MBB2 is only for 5% weekend rebate on anything with t & c / cap RM50. Aeon Watami just for 3% weekday rebate on anything with t & c / cap quarter RM150. Just sharing, this is best combine. |
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Dec 18 2013, 11:47 AM
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Junior Member
412 posts Joined: Dec 2008
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QUOTE(wan7075 @ Dec 18 2013, 09:36 AM) hi bro w19, do insurance auto debit payment can get 3%? thanks! Insurance is yes. Auto debit not sure. |
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Dec 18 2013, 11:47 AM
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(crusher @ Dec 18 2013, 09:03 AM) without petrol transactions, i think maybank card win it. True, but I cap out on my MBB RM50 too easily... need another card to backup... |
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Dec 18 2013, 12:02 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(Gen-X @ Dec 17 2013, 02:29 PM)  Thank you bro for the the info on how one can maximize cash back with AEON Watami and Titanium Combo.In my article Effective Cash Back of Credit Cards, I have shown that with RM5K/month spending, one can earn up RM1,033.60 per year in total equivalent cash back after deducting RM50 GST with the Alliance Bank Plat. So the effective cash back from Alliance Bank with RM5K/month spending works out to be approximately RM86 after deducting GST versus RM83 for the AEON Watami and OCBC TMC Combo you mentioned above which has yet to deduct RM100 GST. |
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Dec 18 2013, 12:15 PM
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Junior Member
68 posts Joined: May 2007
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The Sms did not mention whether its payment via cc or account..is that a catch?
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Dec 18 2013, 12:18 PM
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Senior Member
546 posts Joined: Apr 2010
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very sneaky ah OCBC, my card gonna expire Feb 2014. The SMS I received today. Cashback 5% will only be shown 6-8 weeks, meaning I still have to pay GST of RM50 la. I think I will still cancel the card la. Rebate RM50 (5%) + RM10 (1%) = RM60 - GST RM50 = RM10. Not worth it !
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Dec 18 2013, 12:24 PM
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All Stars
52,874 posts Joined: Jan 2003
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The SMS promo thingy is like previous bill payment campaign.
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Dec 18 2013, 12:25 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(jacey @ Dec 18 2013, 12:15 PM) The Sms did not mention whether its payment via cc or account..is that a catch? Stated clearly via ocbc.com.my |
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Dec 18 2013, 12:31 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(cfa28 @ Dec 18 2013, 12:02 PM) Hi Sifu. just wanted to add that if someone spends say RM1,667 per month using the AEON Watami Card, annually it would be RM20,000. You can still use the 20,000 points to redeem up to RM80 in AEON Cash Vouchers. Would this change the equation cos from my own calculation using AEON Watami (RM1,667) and Alliance (RM3,667) is higher than charging RM5K to just the Alliance. Yah Bro, I also check out briefly the AEON Watami only today and YES, I noted it is a hybrid like MBB 2 AMEX where it also earn the cardholder reward points and cash back I am planning as a Christmas present to my readers, I am thinking of analyzing and comparing how to maximize cash back for different spending pattern for those who spend less than RM5K/month. |
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Dec 18 2013, 12:36 PM
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(Gen-X @ Dec 18 2013, 12:31 PM) Yah Bro, I also check out briefly the AEON Watami only today and YES, I noted it is a hybrid like MBB 2 AMEX where it also earn the cardholder reward points and cash back Separate table for those spending 1k, 3k, 5k, should be sufficient, and would encompass a much larger audience then a 5k/mth category. I am planning as a Christmas present to my readers, I am thinking of analyzing and comparing how to maximize cash back for different spending pattern for those who spend less than RM5K/month. Anyway, kudos to your work, I visit your blog regularly to keep up with the best deals (kiasu-ism  ) |
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Dec 18 2013, 01:12 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(jacey @ Dec 18 2013, 12:15 PM) The Sms did not mention whether its payment via cc or account..is that a catch? Can be paid with OCBC CC or CASA |
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Dec 18 2013, 01:23 PM
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All Stars
18,411 posts Joined: Oct 2010
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QUOTE(Human Nature @ Dec 18 2013, 12:25 PM) Stated clearly via ocbc.com.my Pls provide the link. Can't find it. |
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Dec 18 2013, 01:24 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(MGM @ Dec 18 2013, 01:23 PM) Pls provide the link. Can't find it. From the SMS, someone posted it at the previous page. |
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Dec 18 2013, 01:38 PM
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Junior Member
328 posts Joined: Dec 2007
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Pay 1 more months unifi
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