Anybody loan approved?

I got 4 approved oredy, waiting for me to choose   

Most probably none from these two groups. I had done some thinking as well. For rental play, SEH is out of the question, nobody will rent a house in Semenyih. For cap appreciation it goes back to your question.

Most people took the opportunity thinking that they will make gains same as those pioneer buyers of Setia Ecopark. When SEP launched it took some time before the units are sold out since most people are sceptical about its future prospect. People at that time were saying "Who will want to stay in the middle of no where etc". Some people ignoring the negative sentiment could see the gem in SEP and went ahead with their purchase.

As for SEH, its all herd mentality. People really believe they will make a killing from SEH. As always, herd mentality will never have a good outcome. Just my 2 cents.

okok..setia eco hill is lousy project, will not appreciate in future...

we are unlucky buyers for setia eco hill....

anyway, whoever want to let go the unit, just do so because they are long queue unlucky ppl who willing to take the unit...

Dear All, for those who are in the waiting list. May I know when can I get back my 20k deposit or any? thanks.

It is not the same; when you loan 90%, your credit record will show Total Loan / Total Committment (for Overdraft / Cdt Card) which means, you will save interest for the additional 10% but you would not enjoy better DSR in your next loan application since your total loan is earmarked to the total that you have taken = 90% MOF for now.

However, on the other hand, it is good, as it raises your limit bar further, since now you have been granted / eligible for a 90% loan amount. In a nutshell, compare it to a credit card. When we start off, usually, the limit is low, and then the limit is raised occasionally as your salary / net worth grow.

So, assume if 1 bank gives you a RM30k credit card in future, you can automatically raise all your other credit cards with other banks close to RM30k even if they actual limit now is only RM8k.

This creates for you an additional cashflow, though just on paper, it may come in handy during needy times.

CY said DSL for EG agak agak starting from 700k, true?