Investment SETIA ECOHILL (Version 3), Inspiring Eco Township in Semenyih
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 Oct 22 2013, 10:02 PM
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Senior Member
1,427 posts Joined: May 2012 From: Kuala Lumpur  
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QUOTE(neotheone @ Oct 22 2013, 07:55 PM) Oh by the way, I got one unit of aquatilis. Own stay, love the serenity of the place...reminded me of my time staying in the outskirt of england. But fearing the distance from semenyih to PJ. Lol. Dont worry, you will get used to it.   |
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Oct 22 2013, 10:05 PM
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Senior Member
1,427 posts Joined: May 2012 From: Kuala Lumpur
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QUOTE(cheryee @ Oct 22 2013, 08:09 PM) Usually set-up fees is for opening an account with the bank lo. Salah la sifoo. This is one time charge of account OPENING fee; not ACCOUNT DEPOSIT for opening of account. All flexi mortgage loans come with an account set up cost - as explained in my other post. This is non refundable but there are certain banks which bear the cost of this. Can try appeal, but rarely can get approval; banks may view that this customer can buy expensive house, so 200 is immaterial, customers will argue that bank gonna earn so much through my loan hence can waive. Like chicken and egg, never ending love hate relationship.  This post has been edited by darween13: Oct 22 2013, 10:05 PM |
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Oct 22 2013, 10:05 PM
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Senior Member
1,427 posts Joined: May 2012 From: Kuala Lumpur
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QUOTE(neotheone @ Oct 22 2013, 07:55 PM) Oh by the way, I got one unit of aquatilis. Own stay, love the serenity of the place...reminded me of my time staying in the outskirt of england. But fearing the distance from semenyih to PJ. Lol. Welcome on board mate.Nice to have you here!  |
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Oct 22 2013, 10:07 PM
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Junior Member
91 posts Joined: Jul 2011
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Ooo. The mortgage person I deal with just clarified that "setup fee is waived, but account opening is RM200." Does that mean I put in RM200 as a symbolic act to open the loan account and then I can take it out at any time?
QUOTE(darween13 @ Oct 22 2013, 10:05 PM) Salah la sifoo. This is one time charge of account OPENING fee; not ACCOUNT DEPOSIT for opening of account. All flexi mortgage loans come with an account set up cost - as explained in my other post. This is non refundable but there are certain banks which bear the cost of this. Can try appeal, but rarely can get approval; banks may view that this customer can buy expensive house, so 200 is immaterial, customers will argue that bank gonna earn so much through my loan hence can waive. Like chicken and egg, never ending love hate relationship. |
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Oct 22 2013, 10:07 PM
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Senior Member
1,427 posts Joined: May 2012 From: Kuala Lumpur
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QUOTE(AMINT @ Oct 22 2013, 09:31 PM) Walao eh. U buta2 follow ka? I praise and hentam any developers even when i bought their developments. Good means good. Bad means bad. +1 |
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Oct 22 2013, 10:08 PM
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Senior Member
1,427 posts Joined: May 2012 From: Kuala Lumpur
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QUOTE(Rabel @ Oct 22 2013, 09:38 PM) First, u must know CY Hahahaha, CY so famous oh!Second, u must know theory of CY. Third, u must friend friend with CY    |
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Oct 22 2013, 10:12 PM
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Junior Member
91 posts Joined: Jul 2011
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Incidentally, I just got loan approved by Alliance. 90%. BLR -2.45, lock in 3 years, 2% penalty from 1st drawdown. I said to the mortgage officer that I'll follow up after Friday's budget. Will then try to appeal for - 2.5 (trying my luck). If our wonderful govt decides to do away with DIBS, will we be affected (seeing that we have booked but not signed S&P)? Similarly, if stamp duty is hiked, do we also kena, i.e., have to top up on what SEH has agreed to bear?
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Oct 22 2013, 10:16 PM
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Senior Member
1,591 posts Joined: Feb 2007 From: Auckland, NZ
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QUOTE(Seremban_Guy123 @ Oct 22 2013, 09:22 PM) If you dun know 'CY', then you have to be banned from this forum. CY is my boss  QUOTE(Rabel @ Oct 22 2013, 09:38 PM) First, u must know CY Second, u must know theory of CY. Third, u must friend friend with CY QUOTE(shuiyu38 @ Oct 22 2013, 09:43 PM) Forth, do you know how to pronounce CY? soli soli... not been this thread for quite a while ady. hmmm.. so CY is a person, seremban_guy's boss, and has great influence over SEH? can introduce to me ? |
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Oct 22 2013, 10:19 PM
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Junior Member
60 posts Joined: Sep 2013
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QUOTE(divingfaces @ Oct 22 2013, 10:12 PM) Incidentally, I just got loan approved by Alliance. 90%. BLR -2.45, lock in 3 years, 2% penalty from 1st drawdown. I said to the mortgage officer that I'll follow up after Friday's budget. Will then try to appeal for - 2.5 (trying my luck). If our wonderful govt decides to do away with DIBS, will we be affected (seeing that we have booked but not signed S&P)? Similarly, if stamp duty is hiked, do we also kena, i.e., have to top up on what SEH has agreed to bear? Hi, you bought semi D? |
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Oct 22 2013, 10:20 PM
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Junior Member
91 posts Joined: Jul 2011
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Ya, Stagnia 3.
QUOTE(calvinkschong @ Oct 22 2013, 10:19 PM) Hi, you bought semi D? |
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Oct 22 2013, 10:21 PM
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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I wonder how Eco Gardens will be priced compared to this when launched early next year.
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Oct 22 2013, 10:26 PM
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Junior Member
267 posts Joined: Jan 2011
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QUOTE(cybermaster98 @ Oct 22 2013, 11:21 PM) I wonder how Eco Gardens will be priced compared to this when launched early next year. Semi dee will be at least RM900k onwards ( I m referring to linked semi dee). |
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Oct 22 2013, 10:27 PM
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Junior Member
267 posts Joined: Jan 2011
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QUOTE(divingfaces @ Oct 22 2013, 11:20 PM) Ya, Stagnia 3. Hi,What is the land area, Built up area n selling price of stagnia? |
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Oct 22 2013, 10:27 PM
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(divingfaces @ Oct 22 2013, 10:12 PM) Incidentally, I just got loan approved by Alliance. 90%. BLR -2.45, lock in 3 years, 2% penalty from 1st drawdown. I said to the mortgage officer that I'll follow up after Friday's budget. Will then try to appeal for - 2.5 (trying my luck). If our wonderful govt decides to do away with DIBS, will we be affected (seeing that we have booked but not signed S&P)? Similarly, if stamp duty is hiked, do we also kena, i.e., have to top up on what SEH has agreed to bear? Alliance bank really differentiate customer... I take loan for DSL, the best rate only blr-2.35, appeal for better rate, the banker ask to put in 10% of loan amount into saving account for better chance. Your semi-d can get blr-2.45.... boooo....  |
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Oct 22 2013, 10:29 PM
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Junior Member
60 posts Joined: Sep 2013
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QUOTE(samkps @ Oct 22 2013, 10:27 PM) Alliance bank really differentiate customer... I take loan for DSL, the best rate only blr-2.35, appeal for better rate, the banker ask to put in 10% of loan amount into saving account for better chance. Your semi-d can get blr-2.45.... boooo.... Yes. I think the rate given is based on the loan amount. |
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Oct 22 2013, 10:29 PM
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Junior Member
267 posts Joined: Jan 2011
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QUOTE(samkps @ Oct 22 2013, 11:27 PM) Alliance bank really differentiate customer... I take loan for DSL, the best rate only blr-2.35, appeal for better rate, the banker ask to put in 10% of loan amount into saving account for better chance. Your semi-d can get blr-2.45.... boooo.... Don't feel upset. Try RHB. I got approval at BLR - 2.45 without lock in period |
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Oct 22 2013, 10:30 PM
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Senior Member
7,049 posts Joined: Aug 2009 
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QUOTE(maldiniho @ Oct 22 2013, 09:17 PM) err ... what is "CY" actually? sorry ya... Ho kor, Saya = CY  |
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Oct 22 2013, 10:31 PM
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Senior Member
7,049 posts Joined: Aug 2009
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QUOTE(Seremban_Guy123 @ Oct 22 2013, 09:22 PM) If you dun know 'CY', then you have to be banned Wah! Dun be so garang!from this forum. CY is my boss |
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Oct 22 2013, 10:31 PM
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Senior Member
7,049 posts Joined: Aug 2009
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QUOTE(AMINT @ Oct 22 2013, 09:31 PM) Walao eh. U buta2 follow ka? I praise and hentam any developers even when i bought their developments. Good means good. Bad means bad. +1 |
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Oct 22 2013, 10:32 PM
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Senior Member
7,049 posts Joined: Aug 2009
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QUOTE(Rabel @ Oct 22 2013, 09:38 PM) First, u must know CY Rabel kor,Second, u must know theory of CY. Third, u must friend friend with CY Me ROTFL |
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