i saw at the first page i cannot apply cc even though i owned a credit card more than a year? may i know why... last time can right?
Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Jul 21 2014, 03:15 PM
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#1
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Senior Member
2,154 posts Joined: May 2009 From: Terengganu |
i saw at the first page i cannot apply cc even though i owned a credit card more than a year? may i know why... last time can right?
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Jul 21 2014, 03:20 PM
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#2
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2,154 posts Joined: May 2009 From: Terengganu |
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Jul 21 2014, 03:45 PM
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#3
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2,154 posts Joined: May 2009 From: Terengganu |
QUOTE(fly126 @ Jul 21 2014, 03:43 PM) YES, a Compulsory from Now... ic.. so no matter what from now on to get a card need a proper documents...Whether in Card Upgrade, Increase Credit Limit or get an Additional Card... They will Need Your Latest Income doc as Supporting to Evaluate/ Process Your Apps thanks for ur info.. have to get the docs ready for application.. i heard from my fren said bank might offer u credit card if u have loan from them.. car loan or housing.. also no longer exist? |
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Jul 23 2014, 01:58 PM
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#4
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2,154 posts Joined: May 2009 From: Terengganu |
some of them submit every docs and eligible to apply yet got rejected.. somes gave old epf and pay slip (not latest) approved by bank... is it easier to get approval if apply through the cc booth?
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Jul 23 2014, 03:15 PM
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2,154 posts Joined: May 2009 From: Terengganu |
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Jul 23 2014, 03:52 PM
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2,154 posts Joined: May 2009 From: Terengganu |
mine got rejected from bank (CIMB) but approved from booth.. (OCBC)
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Jul 23 2014, 04:05 PM
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#7
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2,154 posts Joined: May 2009 From: Terengganu |
QUOTE(Human Nature @ Jul 23 2014, 03:57 PM) cimb bank only ask for my epf statement.. they said epf and IC itself is enuff (as written in the form 'epf statement or payslip or xx' i cant remember)end up got rejected even though i fulfil the criteria.. i would say that bank staff is not that familiar in this credit card application process/procedure. for booth they r expert already.. they know what exactly bank/ approval department wants to get the card approved. i would say its not easier to get approval but its more efficient and easier This post has been edited by shawn87: Jul 23 2014, 04:07 PM |
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