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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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infested_ysy
post Jan 26 2015, 03:05 PM

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From: Melaka
Maybank CC user here. I always pay my credit card statement immediately when they appear online, but I kinda overspent during a recent trip recently.

Minimum payment amount: RM0.00
Outstanding balance: RM2,765.11 Pay Any Amount Now
Statement balance: RM957.04 Pay Now
Payment due date: 26 January 2015
Statement date: 06 January 2015

I've already paid the RM957.04 online a few days ago, but it still shows that amount there. Why?

Also Minimum payment amount is RM0. Meaning I won't get charged anything extra if I don't clear my outstanding balance this month?
infested_ysy
post Jan 26 2015, 03:26 PM

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QUOTE(Human Nature @ Jan 26 2015, 03:18 PM)
after you settled the 957.04, your outstanding balanced reduced by 957.04 or still the same?

the statement balance will only change in your next statement
*
It remained at RM957.04 before and after I paid that RM957.04.

What exactly is Statement balance? The balance I must make sure to pay before each bill cycle, or kena charge interest?
infested_ysy
post Jan 26 2015, 04:12 PM

Look at all my stars!!
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Senior Member
4,061 posts

Joined: Jan 2003
From: Melaka
QUOTE(Human Nature @ Jan 26 2015, 03:31 PM)
i meant your outstanding balance, not your statement balance.

Yes, pay your statement balance before statement due date to avoid charge.
*
Yeah, outstanding balance reduced when I paid that RM900+

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