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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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iXora.ix
post Nov 9 2014, 09:58 PM

scoot scoot
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From: Kuala Lumpur



Hi guys.

I'm student. I read somewhere that cc can be apply by pledging a fixed deposit.
So let say I have pledge my fd and I have fixed monthly income ( sponsorship allowance), does any chance my application being accepted? rclxms.gif
Thank You
iXora.ix
post Nov 9 2014, 10:20 PM

scoot scoot
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Joined: Jan 2007
From: Kuala Lumpur



QUOTE(Wongchoy @ Nov 9 2014, 10:11 PM)
Usually students don't stand much chance even you pledge FD. Unless you can produce salary slip or EPF statement in your application.
*
I see. Thanks for your reply blush.gif
iXora.ix
post Nov 11 2014, 07:03 PM

scoot scoot
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From: Kuala Lumpur



QUOTE(Bonescythe @ Nov 10 2014, 11:02 PM)
Above age of 18, can pledge FD for CC.. doesn't care wad is ur job or student or whatever

as long as you are not blacklist, you can pledge fd for a CC. No need to show any form of income.

you pledge 5k, your CC got 5k limit.
*
seriously eh? May I know which bank that provide that kind of service? laugh.gif
iXora.ix
post Nov 12 2014, 12:12 PM

scoot scoot
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Senior Member
1,682 posts

Joined: Jan 2007
From: Kuala Lumpur



QUOTE(Bonescythe @ Nov 11 2014, 09:10 PM)
Ooo.. sorry. Mistaken age. Is 21, 18 is supp card.

Maybank 2 card can accept FD as collateral, min 5k.. Pbbank also can.
hong leong 10k min.
*
May I know the procedure? normal application need to fill the form together with salary slip/epf.
How about fd?

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