Agree with you Citibank Cash Back Platinum is pretty good for petrol as one earns 5% cash back everyday for petrol at any station.

However, the guy not even willing to pay GST RM100 for the Maybankard 2 Cards which can be easily be offset with just RM200/month spending on weekends and he will earn Treat Points too. So, I don't think he will be happy to pay the annual fee for the Citibank Cash Back Platinum and also the RM50 GST next year.

Looks like UOB One Card more suitable for him where UOB still willing to waive annual fee.

not sure for how many years after sign up as UOB keep changing policy.

If can, just get Maybankard 2 Cards - Free For Life without any conditions.

if you really like the card, call UOB Customer Service and request for annual fee waiver.

I try to avoid credit cards that do not offer some kind of annual fee waiver, e.g. swipe 12 times. I hate to call them and beg for annual fee yearly. Worst is HSBC, their automated tele-banking really pissed me off - click here to read my article titled My HSBC Visa Signature Pisses Me Off Big Time.