Just started working on january 2014. Salary 1.5k + fixed allowance 500. Now waiting for 2nd payslip (salary jan being paid on feb's payslip).

Already applied with cimb but rejected dont knw why. Any other banks i should try? Epf not update yet so cannot give them to support. For now only got payslip and bank statement. Should i wait til 3 payslips?

want to know more about interest late payment.

statement date is every 27th.
if balance to pay is 1000, payment is calculated based on credit transaction or the actual balance todate (20 days no interest).

eg. i pay RM1000 within 20 days after statement date, and using 500 more within that period after paying. balance before that period finish, 500. they will charge interest or the transaction will be calculated in the next statement?

eg2. i pay 900, then use 500. balance is 600(100 + 500). payment for prev statement is calculated as 400 or 900?

This post has been edited by edriem: Jun 3 2015, 11:19 AM