QUOTE(M3L7991 @ May 7 2015, 12:21 PM)
Guys, i've won a cashback from BSN Credit Card. I won RM25k and the money credited into my credit card. My card limit is RM5k. Means that my card now is -RM30k.
1) Can i withdraw the money through Cash Advance? Is there any daily interest apply?
2) How can i transfer the money into any debit account or ASB/Tabung Haji or fixed deposit or public mutual?
3) What should i do? Buying a gold and sell it later when the price hike? Or can i pay the downpayment for a house?
I'm thinking of buying a house..help me sifu..
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1) it still will have the usual cash advance daily interest apply..1) Can i withdraw the money through Cash Advance? Is there any daily interest apply?
2) How can i transfer the money into any debit account or ASB/Tabung Haji or fixed deposit or public mutual?
3) What should i do? Buying a gold and sell it later when the price hike? Or can i pay the downpayment for a house?
I'm thinking of buying a house..help me sifu..
2) dont even think of it
3) just spend using your credit card like normal..
just consider it as a temporary credit limit increase of 25k until you use it up without needing to pay..
after u used up the 25k, ur cl will be back to 5k
and you got a very wrong perception, your card now is not -rm30k, i am not totally sure how it works, but i would consider it as 5k CL with advance payment of RM25k, i am not really sure you can spend more than 5k at 1 go..
This post has been edited by deity01: May 7 2015, 01:49 PM
May 7 2015, 01:37 PM

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