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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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deity01
post May 7 2015, 01:37 PM

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QUOTE(M3L7991 @ May 7 2015, 12:21 PM)
Guys, i've won a cashback from BSN Credit Card. I won RM25k and the money credited into my credit card. My card limit is RM5k. Means that my card now is -RM30k.

1) Can i withdraw the money through Cash Advance? Is there any daily interest apply?
2) How can i transfer the money into any debit account or ASB/Tabung Haji or fixed deposit or public mutual?
3) What should i do? Buying a gold and sell it later when the price hike? Or can i pay the downpayment for a house?

I'm thinking of buying a house..help me sifu..sad.gif(
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1) it still will have the usual cash advance daily interest apply..
2) dont even think of it
3) just spend using your credit card like normal..

just consider it as a temporary credit limit increase of 25k until you use it up without needing to pay..
after u used up the 25k, ur cl will be back to 5k

and you got a very wrong perception, your card now is not -rm30k, i am not totally sure how it works, but i would consider it as 5k CL with advance payment of RM25k, i am not really sure you can spend more than 5k at 1 go..

This post has been edited by deity01: May 7 2015, 01:49 PM
deity01
post Aug 20 2015, 07:21 PM

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Hi guys, is there a good credit card now for bill payment like unifi, astro and etc?
it will be better if it gives cashback or multiple X of points..

This post has been edited by deity01: Aug 20 2015, 07:23 PM
deity01
post Aug 21 2015, 11:10 AM

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QUOTE(karcity @ Aug 20 2015, 08:09 PM)
Astro- Cimb CB card , UOB VOX
tNB, maixis, celcom-  HL WISE card
The rest PBB VS via payonline
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ignore income requirement whistling.gif whistling.gif

CIMB CB card-need to set up standing instruction to get 2% CB, am I right?
UOB VOX give 0.3% only? cos the 5% excludes insurance, government utilities & bill payments..
PBB VS only give 0.5% to 0.8% cash back?

deity01
post Aug 21 2015, 02:05 PM

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QUOTE(deity01 @ Aug 21 2015, 11:10 AM)
ignore income requirement  whistling.gif  whistling.gif

CIMB CB card-need to set up standing instruction to get 2% CB, am I right?
UOB VOX give 0.3% only? cos the 5% excludes insurance, government utilities & bill payments..
PBB VS only give 0.5% to 0.8% cash back?
*
sorry, just now see wrong card..PBB VS should be giving 6% if I pay my bills online..

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