Hi..

i saw in alot thread, alot mention that minimum required 30k/36k per annum for certain card.

i would like to ask the amount of salary is included EPF/bonus or after deducted EPF?

beside is there any card number limit for each individual to apply?

currently having maybank 2 card and uob vox. was planing to apply for hlw for now and maybe cancel of maybank if 5% is gone.