Dear All CC Sifus,

I want to enquire few things relate to Maybankard 2 Gold Card application.
Below are the criteria I'm having:

1) Bachelor Degree Graduate (not sure if this is relevant, list it down anyway)
2) Working with a basic of RM1.5k; working for 6 months so far; EPF deduction base on basic pay.
3) With allowance, OT & commissions; for 3 recent months have earned gross pay ≈ RM3k-RM4.5k per month.
4) Salary is credited to same bank (Maybank).
5) Been using Maybank "Cherry" Debit Card most of the time to pay telco bills and other electronic transactions.
6) Applied loan from PTPTN; never applied any loans from banks.

So, from all these
1) what are the chances of me getting approval if I were to apply Maybankard 2 Gold Card?
2) Since I haven't been implemented income tax yet. Will it reduce the chances of getting approval or do I have to provide any additional documents for the application?
3) How fast does CC application process take place at KLCC branch?

P/S: Sorry for many noobs questions, just wanted to get things clear and hope I've asked in the correct post.

This post has been edited by bash90: Jan 26 2015, 04:06 AM

Thank you for your recommendation. Is there any difference between card centre at 1 Utama and KLCC? Does 1 Utama process faster? By the way, I just went to maybank KLCC branch and the lady at the CC application counter said i'm not elligible saying you need basic pay 2.5k above and they dont count gross pay. Is this true or the lady just dont want layan and look down on my pay? Can i request for the application to be process first?

Any experienced maybank CC holder with 1.5k basic can verify this?

I see. Fair enough. But how is it that my colleagues under the same basic pay (probably lesser gross pay since he dont do much OT as I have) get approval for CC. If im not mistaken, he got himself a CIMB CC. However, I prefer to apply under the same bank being use for my savings and crediting salary.

Yeah, I've heard about that too, place an FD to get the card but dint thought of asking that when i went to maybank branch. By the way, how much FD do i have to place in order to pledge for the card?

I might give other bank a shot but before that I want to try my best to find a way to get CC from maybank. Easier for me to manage with only 1 bank for the time being since my main banking is with Maybank. Plus, i noticed Maybank CC somehow offer alot of benefits and have a lot more participating merchant in my opinion.