I just published my annual collection of credit cards titled My Credit Cards and Bragging Rights 2015. This year I still have a total of 16 cards and paying a lot of GST for nothing  Yah, crazy me, hahaha

For those of you who missed my article The Best Top 10 Credit Card in Malaysia - Ultimiate Showdown 2015 - click here to read it. And if you have yet to get the Maybankard 2 Cards, well in this article I will show you why it is freaking fabulous for essential expenses and even for booking low budget hotel rooms anywhere on earth.

What's the reason that holds you from not getting M2C?
That's the only combo I have been introducing to everyone.
Last time was M2C+OCBC Ti, nowadays OCBC Ti is basically useless unless your swipe big amount.

Even weekdays swipe AmEx is better than OCBC Ti.

actually you may just call the cs to waive all the finance charges or late charges. most of the time they will waive it for you. i forgot to pay many times but so far i never paid any charges because they waived for me after i call.