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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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alvinkhorfire
post Feb 22 2015, 06:12 PM

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How can we know the Merchant Category Code (MCC) of each merchant?

I cannot see any MCC being printed on the charge slip (the small receipt printed after swiping and charging a debit or credit card).

Certain credit cards offers cashback, if and only if the merchant that you use is inside the list of approved MCC by the issuer of the credit cards.

Thanks. thumbup.gif
alvinkhorfire
post Feb 22 2015, 09:55 PM

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cybpsych

Thanks, I appreciate your informative reply.

Just like you, I want to ensure that the merchant's MCC is the correct MCC that entitles us to cashback.

Ok, as you said, some issuer banks (our bank that issues credit card to us) are not transparent in revealing the MCC. Thus, if we contact the issuer banks, their customer support may not inform us the MCC.

Can we ask the merchant's bank instead to know the merchant's MCC? We are not asking for something confidential, like merchant's account number, so it should be okay, right?

This post has been edited by alvinkhorfire: Feb 23 2015, 11:28 AM
alvinkhorfire
post Feb 23 2015, 10:01 AM

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aromachong and victorywp,

Thanks for the advice. rclxms.gif I will call my cc bank to know the MCC.

This post has been edited by alvinkhorfire: Feb 23 2015, 11:27 AM
alvinkhorfire
post Feb 23 2015, 11:29 AM

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Prodigenous Zee

Thanks for pointing my mistake. smile.gif

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