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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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akira de aimbuster
post Aug 18 2015, 12:48 PM

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Two days ago I applied for a credit card via an agent with portable KWSP machine. In the form I have to fill in my mother's number and phone number.

Now that I think about it, it seems odd that they request for this information. Did I just get conned? sweat.gif sweat.gif sweat:
akira de aimbuster
post Aug 18 2015, 12:59 PM

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QUOTE(chiahau @ Aug 18 2015, 12:54 PM)
Can't recall any credit card application I did without giving up my phone number / mothers name.

It's a form of security, if I am not mistaken.
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Sorry, I meant an emergency contact person and his number.

I see, I cannot remember anymore whether did I give these information during my previous cc application. Good to hear that from you smile.gif
akira de aimbuster
post Aug 18 2015, 08:57 PM

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QUOTE(Human Nature @ Aug 18 2015, 01:21 PM)
Emergency contact person is common for a few banks CC that I have applied for...required on the form.
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QUOTE(fruitie @ Aug 18 2015, 01:21 PM)
Emergency contact is needed. In case they fail to locate you, then they will look for emergency contact I guess.
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Thanks for the reply! Good to know that biggrin.gif
akira de aimbuster
post Dec 7 2015, 10:54 PM

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Just wondering, even though I have receive the credit card, as long as I do not call the bank to activate it, I do not need to pay any annual fee right?
akira de aimbuster
post Dec 7 2015, 11:30 PM

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QUOTE(fruitie @ Dec 7 2015, 11:07 PM)
Why don't you cancel it if you are not going to use it? sweat.gif
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I thought that it was a hassle doh.gif ermm ok, maybe I should think twice sweat.gif
akira de aimbuster
post Dec 7 2015, 11:57 PM

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QUOTE(fruitie @ Dec 7 2015, 11:34 PM)
Better cancel it. Just a call only. sweat.gif
Else, it will affect your CCRIS.
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I see, never know it could affect my CCRIS. I should call to cancel it then.

Thank you for the advice smile.gif
akira de aimbuster
post Dec 8 2015, 08:39 PM

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QUOTE(fruitie @ Dec 8 2015, 12:06 AM)
Always cancel cards which are no longer in use or not in use. smile.gif
Just curious, why did you apply then? tongue.gif
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Because of free gift on the spot and free luggage upon spending rm800. Now I changed my mind and think that it is a hassle to hit rm800 just to get a luggage sweat.gif
akira de aimbuster
post Dec 10 2015, 11:28 PM

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QUOTE(OPT @ Dec 10 2015, 09:16 AM)
May I know it's from which bank?  sweat.gif
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rhb...apparently they are doing a lot of these campaigns now.

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