I have no principle credit card now, and my DSR is most likely around 200% now, that mean I will be rejected if I apply for a card.

So is there any other ways I can get a card approve? Put FD in the issuer bank? Any bank offer this?

Hi Victory,

I guess I am lucky. The first company that I worked for has a german principal party set up to release and promote a new bio-related technology. Their concept/design was authentic, but lacking in terms of company brand and monetary fund. The company that I am currently working is among the top tier brand in the sector but they have only started to venture into the same said technology now. Interested with what I have been working with before and looking for someone with designated background, hence my employment by them.

However, truth be told. Sometimes I do not even know what am I doing, aigo aigo. Luckily, what I have learnt at my University do help with my job. Wow, never would I have imagined to use "learnt", "university", "help" and "job" in the same sentence.

I actually learn a lot from LYN forum regarding credit card application & usage, since I am a noob at this.

Credit to this site as well. Would like to treat the blogger as a token of appreciation. But, after an intensive reading, I soon found out that he should be the one treating me. I bet he is as rich as Richie Rich, haha.

Kudos to LYN and him! Thanks guys.