1. Late charge fee or late payment charge is a fee you have to pay if you do not pay your minimum on/ before the due date.

2. Finance charge is the interest the bank charge you for any balance you carry forward on your card account.

Effective today, our beloved Maybank 2 Cards cardholder will have to pay RM100 for GST instead of the past  RM50 .

what he meant is once your cc is approved you need to pay rm50 for the gst although you did not activate it.
yes, you will receive statement stating the rm50 gst charge for the first month.
but following months if there is no transaction, some banks don't send statement.

what do you mean another card? The question is, why do you want to bring this trouble to yourself?

If you do not want the card, don't apply.
If you have applied but do not want the card, call up to cancel your application.
If your application has been approved and the card sent to you, call up to terminate.

Already received confirmation that your old card is cancelled? Ignorance is not always bliss, better check it.

Which is the following card is the best to use oversea(Taiwan)?

1. Maybank2kad Master
2. Maybank2kad AMEX
3. Hong Leong Wise Visa
4. Hong Leong GSC Visa
5. Hong Leong Mach Visa
6. UOB One Visa
7. UOB VOX Visa
8. Citibank Clear Master
9. Citibank Rewards Platinum Visa
10. Standard Chartered Business Gold Visa

You're right about the lower convert rate. I'm asking for in case of emergency.

if you compare the exchange rate with local money changers, the conversion rate is better.

if run out of cash, i will still go to change some cash as credit card may not be accepted everywhere but whenever possible, i would use cc.

Hi guys,

I noticed that RinggitPlus is holding a special promo for HSBC cards.

https://ringgitplus.com/en/credit-card/HSBC/

They're giving out free Blackberry Z3s on card approval O_O

I managed to get the Tablet from them last time but this promo definitely seems better...

The 10k for platinum is how long ago?

Good question. Later I will go to bank. Try to get answer for u.

Ur answer is here. U can't withdraw the fd if once u withdrawal cc will auto cancel n ur fd need 2 months time to refund back to u. Somemore the original fd receipt need to keep at branch. U just get a photocopy receipt only.

As long as you can submit your income documents to them, they will consider release your FD

At least you will gain interest from the FD, better than nothing.

Yeah you may apply

I recently apply maybank cc and received Lazada voucher. rM 200. May I know this Lazada voucher has any minimal spending? Or I can choose an item worth RM 200 and spend it?