A card for Insurance:

The INGIAFAM-BSN credit card is geared towards the affluent market. It offers members the flexibility of opting for a 1.8 per cent cashback or a 12-month zero-interest plan when they charge their life insurance premium with the card, up to 2x reward points for overseas retail spending and complementary travel accident insurance of up to RM1 million.


Read more: BSN eyes 20,000 take-up for new credit card http://www.btimes.com.my/Current_News/BTIM.../#ixzz2k0xWEgVF

Which cards still give good rebate for overseas spends like HLB Wise's ex-promo of 10%?
Otherwise will use Aeon Watami Card for lower forex and 3% CB, as advised by Genx in
http://generationsxyz.blogspot.com/2014/01...r-overseas.html
Thanks in advance.

This post has been edited by MGM: Jan 23 2014, 08:36 AM

Not for the smart & wise members here at LYN? Are you one?

Which would be the best card (other than MBB2Amex on weekend) to use in terms of CashBack for Groupon.my ?

You mean once retired, one can no longer apply for new credit card?
Can investment income from UT or ASx be used?

Then must plan to keep those with lifetime free AF like OCBC Ti , CIMB CB Platinum and MBB2Amex.

Thanks Bro, but RHB Plat (thought no more merging CIMB), HLB Plat and Alliance Plat not much CashBack and I don't like to park money at one place, prefer musical chair.

Sorry, read most of your writeup but not fully retained, getting old. When the time comes, hope these 3 Banks still offer same condition. If not much CB but must have complementary PPL access.

Decision, decision. If comes 1-4-2015 and no more rm50 GovST, which are the cards to cut NOW b4 the card issuers charge this rm50 and annual fees?
For me, probably those hardly used cards and with high AF,like AMexPlatinum, RHB Platinum, CitiPremiermilesVS, AEON Gold, all due in the coming months.
Maybe will keep AEON Gold since AF & GST easily waived. The other 3 cards more for PPL access, maybe will reapply after 1-4-2015.

This post has been edited by MGM: Oct 31 2014, 06:27 AM

Bro, can't avoid your sharp eyes and youngman's memory,
It is more of the high AF that I am planning to swap those Cards that allow PPL access with new ones.
Yeah Citibank used to waive AF by just a call but looks like they are stopping this practice. And I doubt AF of RHB Platinum and AmexPlatinum can be waived without high spending. Maybe I will apply MBB VS & CitiPlatinum b4 cancelling the AmexPlatinum & CitiPMiles.
My only other card that allows PPL access is AEON GOLD. Looks like there is not much choice for cards with PPL access and free-for-life AF.
About time to read thru this again "Free Access to Airport Lounges with Credit Cards, KLIA, LCCT, Senai and Worldwide" and of course your blog too: http://generationsxyz.blogspot.com/2013/07...e-entry-to.html

This post has been edited by MGM: Oct 31 2014, 11:30 AM

I will be paying for a medical bill of >rm40k in July. I am seeking suggestion from fellow forummers on which creditcard or combination of cards would give the max cash back. Thanks

This post has been edited by MGM: Jun 11 2015, 05:29 PM

Self-insured now, operation@IJN, currently holds MBB2, PBB-VS, HLwise, CitiPM, CIMB-MC-Plat, RHB-MC-Plat, Watami, Aeon-Gold, OCBC-MC-Blue and HSBC-Amanah.

Will use rm5000 on Watami. IJN accepts MBB2Amex, so 5xTP equivalent to 1.25%CB? OCBC GE card earns 1%CB without capping? Thanks victorywp. Any other choice?

victorywp , Human Nature , chongaik82 thanks for your concern and suggestion. Sorry I wasn't more specific previously but actually it is for my parent.

So will use watami and mbb2amex for payment and AEON & PBB for BT.