Guys, check with you. Here is my profile.

I've been working in Singapore for 2 years already, currently I'm holding CIMB Master Card for couple of years and it will expire on October this year. I'm thinking of changing to another banks credit card as I don't really find CIMB credit card useful in terms of cash back or installment plan.

I'm actually looking for a credit card that have the flexi installment payment whenever I purchase an expensive stuff, or have cashback on petrol and maybe daily grocery like Guardian, Watson etc. So need you guys to recommend me which one I should go for it.

And one question, for bank to determine my salary, is it a one to one conversion. For example, having salary of $3.5k in SG, when malaysia bank needs to evaluate the credit card, they eventually will review the salary as RM3.5k, is that true?

This post has been edited by Jet23sky: May 8 2014, 11:08 AM

Thanks for the link. And also for my curious despite I have read the links given, in what made you recommend this cc to me? Possible to get cash back on BHP petrol?

Thanks for the clarification. Just wanna check one last with you. How about the installment plans? Can the fees be seperated into 10months, 1 year etc installment plan after purchase?

I remember last time I had the petronas maybank visa credit card few years back and I was able to convert my purchase into 12 months installment plan.
Ever since I cancel that card, I always suffer in paying the thing in a shot using CIMB credit card. But one question though is, you mention this is AMEX card right. Sorry for being stupid here, is this a Master or Visa card as I remember we have issue using AMEX card here in Malaysia that lots of vendors and restaurant are still not support this AMEX . Also, I cancel the credit card before, will it cause any problem if i reapply any card from Maybank?

And one more thing that I mention before but no one able to answer till now. Will they review my salary as 1 to 1 conversion basis? For example:
SGD 1 to RM 1 ? Thanks

Thanks for the "Maybank ezypay plus" term, this is what I need to google for it.

This post has been edited by Jet23sky: May 9 2014, 09:52 AM

Really thanks for all the info given to me.... its really informative to me. Thumbs up for you.