is citigold VISA credit card's annual fees still can be waived?
i just got charged RM195+6% from my main card and RM100+6% for my sub-card

tried to call them they say now cannot be waived..

same things been said to me last year when i call, but after second time calling a different operator picked up he said can be waived..

so what happened to this annual fees? can be waived? or cannot?