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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Dannyl
post Feb 21 2014, 02:38 PM

what the fucuk-yimai
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Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



QUOTE(GravityFi3ld @ Feb 19 2014, 07:36 PM)
I actually found a "good" reason to keep my ocbc titanium, for OCBC's annual cycling event laugh.gif
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Also for Big Bad Wolf Books events, extra 5% discount smile.gif
Dannyl
post Apr 7 2014, 10:56 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



Will be paying for some renovation costs around 30K with credit card. What's the best deal, promo, or contest out there currently? I have MBB AmEx + Visa, PBB Gold, OCBC Titanium.

How does this sound: pay 30K with OCBC Titanium (RM300 cashback), BT to PBB for 6-month 0% interest (provided credit limit for both cards are high enough).
http://www.pbebank.com/en/en_content/perso.../pbflexibt.html
Dannyl
post Apr 7 2014, 03:01 PM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



QUOTE(coo|dude @ Apr 7 2014, 02:27 PM)
Upgrade your OCBC Titanium to their Worldmaster whereby you can enjoy their 2% cashback instead of the usual 1%. Also, I think there's a cap a month and is definitely lower than RM300 - hence check out their caps. Might be good to use MBB cards to gain the points though and double points on weekends or something (sorry, not a MBB card holder hence not really sure on MBB)
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Thanks. Your post prompted me to check out OCBC World Mastercard. The cashback at 1.2% is a slight upgrade, but the annual fee at RM388 per annum is something I have to think twice about.

The Titanium cashback is not capped.
http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster

MBB 5x points is for the Amex, which I doubt my contractor will take due to the high charge sad.gif

This post has been edited by Dannyl: Apr 7 2014, 03:01 PM
Dannyl
post Apr 9 2014, 10:03 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



QUOTE(Gen-X @ Apr 7 2014, 05:10 PM)
Can ask for discount if pay with cash?

Okay, if you want to max your benefit from credit card - this is what you should do if you have like 3 weeks to pay the bill:

1. Go apply for RHB credit card now. I am assuming that since your Credit Limit for OCBC TMC is more than RM30K, you should have no problems getting the same CL for the RHB card.

2. Pay your bill and earn RM300 cash back with OCBC TMC.

3. Then go apply for Balance Transfer with your new RHB credit card and get 0% 6 months installment (click here to my facebook page to see the promo) and earn maybe more than RM100 by depositing the money that is to be used for paying your OCBC TMC into FD.
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QUOTE(DarReNz @ Apr 7 2014, 09:52 PM)
he could swipe rm5k for aeon watami and the rest 25k to ocbc titanium to get rm 150 + rm 250 ?
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Thanks. Seriously looking at this Watami card now. Maybe time to replace my OCBC after I'm done with these transactions.

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