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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Catmama
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 Apr 13 2015, 09:43 AM
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New Member
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Hi guys, anyone from the bank credit card dept can answer my question below??
Just want to know if a person with very bad CCRIS & CTOS record applying to another person supp card, will that be any issue?
My friend is currently helping her hubby to apply a supp card from PBB (She is the principle, no bad record), the agent told her the card still in progress and will go thru CCRIS checking.....
Not sure the CCRIS checking will be checking the principle or the one supp the card???
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Catmama
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Apr 13 2015, 05:10 PM
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New Member
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QUOTE(victorywp @ Apr 13 2015, 10:46 AM) principal only, supp card not affected. Do you mean they are checking the principal CCRIS not the one applying the supp card? If the principal showing not a good record in CCRIS, so the supp card application will not be success? Are you from the bank? Thanks. |
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Catmama
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Apr 14 2015, 10:36 AM
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New Member
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QUOTE(fruitie @ Apr 13 2015, 05:29 PM) If the principal has no good record in CCRIS or CTOS, the chances of getting is already slim. Then, don't need to talk about supplementary already.  oh I see, so the CCRIS is checking the principle record, right? If the principle record is clean, then it will not have any issue on the supp card application although the supp card owner had a very bad CCRIS record? Will there be any reason to cause the rejection except the issue above? |
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Catmama
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Apr 14 2015, 11:11 AM
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New Member
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QUOTE(aromachong @ Apr 14 2015, 10:45 AM) supp card no problem one la... i supp that to my bro who is not working and approved Your brother is not working but how abt the CCRIS record? My friend hubby got a very bad CCRIS record hence she is worrying..... |
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Catmama
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Apr 14 2015, 12:54 PM
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New Member
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QUOTE(aromachong @ Apr 14 2015, 11:25 AM) i believe CCRIS has nothing to do because my bro did not have any CCRIS record do not have CCRIS record VS bad ccris record i guess not affected because anything goes wrong, the bank will find principal card holder, not supp card holder OK, thanks for the info..... Lets see how is the bank response.....  |
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