Sorry, not sure the question should be post here or not.

Just curious to the credit card debt,
How the bank going to collect the credit card debt if the card holder is passed away? His children/family members need to responsible for the card holder debt?

When signing up the credit card, there's no guarantor, So where will the bank get the debt from? Let's assume the debt is large amount like 30-40K, previously only pay 5% interest every month.

Thanks for the link.
Picture are clear now