hi all, can i use my credit card to pay off my wife personal loan over the bank counter? (different bank) i dont want to bring cash. thank you.

Yes you can. You basically withdraw cash from your credit card to pay loan on the counter. Please take note of the Cash Advance Fee and the 18% interest that comes with it.

oh.. they dont have swipe terminal? i thought can use like we swipe at shop. ;(

how about debit card?

the reason i plan to use credit card or debit card, i dont want to bring cash along with with me + i can have treats points as well

This post has been edited by paklee: Jun 26 2014, 05:16 PM

Your debt cannot be used to pay another debt. Only your asset can be used to pay another debt. How you got this asset (savings, borrowings, etc) is another matter.

Set your withdrawal limit as high as possible and withdraw money as many times as needed from the ATM at the branch you are doing your business. Another option is IBG with RM10K limit per day.

ibg or cheque will do. but no treats point.

Similar information I have found here ... http://www.bestcreditcards.my/

Is it a norm for you to disclose your payslips to the banks in your credit card application? I understand they are bound by confidentiality but my contract clearly states that my salary should not be revealed to third parties... Any thoughts or experiences?

Almost all bank will request payslip. If your contract state so then just ask the bank whether EPF statement alone sufficient. But EPF statement can see your salary as well, just that can't see what company it comes from only (AFAIK)

it should be alright to disclose for loan or credit card application purposes. unless the person who is handling your application is not trustable or someone who knows you and go spread to your friends.

True, they requested for payslips though, probably since I'm rather new to the job. Thanks!

Will have to place some trust on the person handling the application I suppose... I can't imagine other ways people make applications for credit cards/ loans if they didn't disclose their salary. Thanks for your reply!

Pledge FD....

did any one realize that SC CC charge 0.8% for each paypall transactions?

perhaps cross border fee?

not sure. Im also using HSBC cc to performed paypall transactions. But dont hv extra charge

Hi all, which credit card is the best for online shopping, or is there any?

If your income >100k then go for Public Bank Visa Signature. Otherwise your only option is CIMB Cash Back Mastercard.

Or UOB Vox Card.

https://forum.lowyat.net/index.php?showtopi...post&p=65731923

Guys, to apply credit card, must in same company for atleast mininum 6 months? Because maybank JB branch told me, or else HQ will reject any less than 6 months.