@cybpsych

Thanks, I appreciate your informative reply.

Just like you, I want to ensure that the merchant's MCC is the correct MCC that entitles us to cashback.

Ok, as you said, some issuer banks (our bank that issues credit card to us) are not transparent in revealing the MCC.

Can we ask the merchant's bank instead to know the merchant's MCC? We are not asking for something confidential, like merchant's account number, so it should be okay, right?

guys, how much can you request to increase on your credit limit if monthly gross 5k? for Maybank.

oh I see, so the CCRIS is checking the principle record, right?

If the principle record is clean, then it will not have any issue on the supp card application although the supp card owner had a very bad CCRIS record?

Will there be any reason to cause the rejection except the issue above?

Your brother is not working but how abt the CCRIS record?

My friend hubby got a very bad CCRIS record hence she is worrying.....

i was about to ask whether anyone here manage to pay using AMEX
got amex logo but no drop down box for amex

 

Hello
I have only question to ask is otherwise of Maybank collect fixed deposit for apply credit card. Is there any other bank do that too?
So far I know hsbc not doing that

HSBC is or used to do it. I had had one credit card applied from them using such method a few years ago. I had to to sign a few forms but i did not have to pay any stamp duty.
Anyway idea what is the minimum FD amount required to apply for a HLB credit card ? I have been getting conflicting information from Hong Leong Bank staff. One staff even told me you need RM20,000 to apply for a Wise VISA Gold card.
How much did Public Bank charge you for the stamp duty ?

no problem if you just apply few cards around the same time, but not intended to apply for loans soon afterwards too.
if cc rejected, it's not a problem for you because you just lose the cb/benefits of using the cc.
but if your loans were rejected means you can't proceed with your car/house purchase (which will be messy if you already paid downpayment for it).

haha, that's why must tell them you already frustrated waiting for so long and still not received. so now you don't care whether it's lost or on the way, just don't resend again. hehe... then you can safely destroy the cc at your end.

Ur answer is wrong , is the family member 1 year old can get it? The answer is no, your anwser is wrong, still said no wrong.