i have maybankard 2 goldkard. how am i can fully utilized the card as i am a new user of credit card. plan to utilized it as to pay celcom bills, petrol and groceries only. someone can guide me?

Yeah, outstanding balance reduced when I paid that RM900+

alright, so means the payment has been received. no need to worry. new amount will be shown at the next statement.

read the 1st few posts of this thread:
https://forum.lowyat.net/topic/3473927

any question, post it there.

some information from 1st page are outdated. someone update it?

Do help out by pointing which item needs to be replaced with the updated info and tag TS

hi, anyone know how to apply verify by visa / 3d secure feature for public bank credit card? or similar security features? like need to enter code before finalize the transaction.

I bought jewelleries using my credit card, jewelleries which costs thousands of ringgits but i am not yet charged on my statement. I received an SMS verifrying my bought items on the same day. Did i get away with this or is there something wrong with the merchant credit card reader?

What are the chances of me getting away ?

This is a setup from the bank for the merchant account. It is the merchant who decides whether or not to apply those security feature.

@aromachong

I'll appreciate it if you were to post responsibly and not to suggest something incredulous as what you have posted. As much as this is a forum for sharing ... it is not a place to suggest anything which may run foul of the law.

(The post is removed in case anyone asked)

The same remark applies to everyone here.

I am just sharing what i have experienced. I didn't even suggest anything.

As far as i concern, again, I am just sharing. I don't think it's something against the law. If so, please point out in detail !

That's according to your interpretation but your remark suggested an irresponsible use of credit card to our readers.
I'm not here to point out your remarks like a kid as you are an adult. If you insist on being pointed out then please find someone else who's willing to do that for you. I'm not here for that.

This post has been edited by hye: Jan 28 2015, 07:43 PM

@aromachong

Appreciate your reply but this is not your personal battleground for squabbling not it is mine. Your reply will be reviewed by other admins and for now ... let's allow everybody else to move on.

Thanks i have reported it for admins views.

Hi all, if I apply one credit card by impulse, then they send the card to me. But at last I decided not to use it and didn't activate it, will I be charged for any fees? No bank account with them

Yes You have to Pay GST... charged once the card is approved and not necessarily activated or not

but how they charged to me. I don't have an account, how they notify me?

they will send you the monthly cc statement and the gst rm50 will be there. if you didn't pay within 20 days of statement date, interest will be charged and late payment fee as well.

Still not billed yet, i now have 2 unbilled transactions, one is a wedding ring which costs thousands and another one are gift that i bought from overseas . I have the transaction slip with me.

I've just received my current account statement as of today and its not showing.

My current limit is healthy and i have 0 debts

good, so you want to just cancel your cc and apply other cc?