Damn sc! Called them to cancel my cc TWICE since last month, they keep telling you someone will call you in 7 working days to confirm cancelation, until today no a single call from them some more charging me monthly fees, never ever use their bank anymore

If I request to cancel my card with pending annual fee..  Do I need to pay 1st or can cancel without paying annual fee?

Thanks ronron. Will do the same.  SC send me new cc., then now charging me af. What a tactic...

how about if can't waive? i need to pay it if i no use the card after the AF charged?
or i just cancel it? thanks

Am curious about the SC Cashback card.

Why nobody is recommending it?

Seems a good alternative now that M2C is cutting their 5% CB off.

I know.

It's seems simple.

1k retail should be easy.

My parent's + relatives groceries already reach 1k per month. Since M2C revoked weekend 5% CB, I am destined to hit the 1k target already.

The balance 500, can use for anything.

And it's 1,5k retail, minimum 1k on retail exclude petrol.... From their website, no?

Should be easy.

Now I am thinking whether to apply thru SC's website or Ringgitplus to get a 200 bucks voucher

Lazada?

I mentioned RinggitPlus wor?

What did you get from SC?

If it's good, I apply through their webbie only la 

Okay nice.

I will apply via SC webbie.

How's the respond rate?

Can find out after 3 working days like Citibank?

Hey, sorry to bother you but I have few last questions.

Already submitted my application via online.

At the end of the application, got an option to submit the documents.

I also received an email from SC (automated) which states that I could send my docs to an email (CCOnline.Documents@sc.com)

I recalled last time I emailed the given email, I did not even receive any news regarding my application.

Should I wait for them to call me before submitting anything? I lazy want to submit everything but later macam no news like that 

Thanks again.

I just realized, behind my office got 1 big big stan chart branch....

Feel like walking in but do they offer the same promo if you walk in?

sure got any promo ka if apply via website? website also didnt state

Can print EPF on the spot?

If can, tomorrow I walk in and hantar saje lo.

Yeah, i have an online version.

But Aeon for example, does not accept those printed online and must have the printer ID to qualify

Guess I will pop buy lunch time tomorrow.

How does the sc cash back card works... I read that it is tier base 2%, 3% then 5%... so if i spent 1500, first 800 cash back @ 2%, then 801~1500 cash back @3% and finally 1500 and above cash back @ 5%? Is my understanding correct?

Oh... so meaning the highest is only3%

Just sharing my feedback on the JustOne credit card and puzzling policies of StanChart Malaysia. I applied this credit card last year because I was attracted to the petrol cashback. Application was approved no problems with a limit of 6K which I found surprising given my Maybank cards which give me a limit of 40K. After a few months, got a letter saying the limit revised downwards to 4K which is less than the amount I was spending on the card. I heard SCB Malaysia was cutting back because the bank isn't doing well, so I didn't bother to make noise - so just spend on the other cards loh. Then last month,  got someone call from SCB asking me to spend more to qualify for some promotion they are running. So I told him how to spend more when you reduce my credit limit. I told him my monthly take home salary is a few times the credit limit. Even more perplexing is that my salary is banked in SCB each month. So I told him to increase the limit first, then I have no issue spending more on the card. Now just a few minutes ago, I received an SMS from SCB saying they reject the increase in credit limit. Sorry long story, just had to vent.

Looks like I'm not the only one with this situation. I got the card for the petrol cashback. But not easy to spend rm700 each month on petrol to qualify for 10%.