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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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alchmiya
post May 24 2016, 04:45 PM

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Used the cashback gold card to pay LHDN and got my RM50 cashback.
alchmiya
post Aug 12 2016, 11:18 AM

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Junior Member
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QUOTE(cx2531 @ Jul 25 2016, 10:39 PM)
i just waive my gold cb card. call to cs and revert back to me, waived for 2 years
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May I know you call before or after being charged the annual fee in your statement?
This will be your 2nd year using the CB gold card?

alchmiya
post Aug 12 2016, 02:20 PM

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QUOTE(tonytyk @ Aug 12 2016, 01:23 PM)
Did they charge annual fee to your card ? Or you just call to get waiver of annual fee before they charge?
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I'm still in my 1st year (no annual fee). I think my 2nd year should be Jan or Feb next year.
I was just trying to find out first how to get annual fee waived.
alchmiya
post Sep 14 2016, 10:49 AM

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For the 18.88% campaign, I calculated and actually got cashback from a purchase in Shiraz wine shop SS3.
alchmiya
post Sep 14 2016, 10:53 AM

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QUOTE(MGM @ Sep 14 2016, 10:51 AM)
After reading this thread, n also T&C, I am totally confused.

My statement date is 19th. so the below trans would fall on the same statement cycle of 20-8-16 to 19-9-16.

10/09/2016  AK    MYR 523.60 DR
29/08/2016  MAX   MYR 1,153.60 DR

Pls reconfirm my understanding:
August CB is rm25 (based on 1153.60)
Sept CB is rm10 (based on 523.60)

The dates above taken from online account are actual transaction dates.
*
Yes. Your understanding is correct.
alchmiya
post Sep 14 2016, 12:01 PM

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QUOTE(MGM @ Sep 14 2016, 11:52 AM)
Why then this T&C refers to as shown in your credit card statement?
5) Cashback
We give you cashback in the following situations:
(a) 2% cashback on your cashback transactions when you spend a minimum of
RM500 but less than RM800 per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement, subject to a cap of RM10
per month
*
My credit card statement only show transaction date. There's no other date to confuse me. Can I know which date is confusing to you?
alchmiya
post Sep 14 2016, 01:29 PM

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QUOTE(MGM @ Sep 14 2016, 12:19 PM)
This t&c sounds like refering to CB based on statement month:
5) Cashback
when you spend a minimum of RM500 but less than RM800 per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement.

My statement date is 19th. so the below trans would fall on the same statement cycle of 20-8-16 to 19-9-16.
10/09/2016  AK    MYR 523.60 DR
29/08/2016  MAX  MYR 1,153.60 DR
But this t&c says based on calender month:
6) Meaning of words
A month is defined as the period which runs from the first day of a particular calendar month to
the last day of that calendar month. Retail purchases must be posted to your account within a
particular month to be included towards meeting the minimum of RM500 per month in retail
purchases. If a transaction is posted in the following month, it will only be included in the
following month’s calculation.
*
Ah... now I get where your confusion is. Just focus on calendar month.

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