Worse than WISE actually.... Can't bank's Marketing campaign be straight forward and be honest.... SCB = HSBC now

That's WRONG !!!
Assume you pay Insurance RM1000 per month and the rest RM500 other spendings.
The Rebate you get is RM500 x 5% = RM25 only !!! That's only 1.67%

So you should have made it clearer and not "assume" we know what you are thinking.

nothingz idea :
Transfer RM500 of Insurance/Petrol and RM1000 on other retail spends would get you 3.33% nett cash back

Limited to RM100 per cardmember per week.
Maximum RM50,000 cashback payout per week.
Each week cycle starts every Saturday until Friday.
Covers alot of merchants


Wish you guys BEST of LUCK !!! Maybe I should "compete"

Not me... or not yet

I've been "invited" for the 10% cash back too.
Full T&C in PDF

This post has been edited by ronnie: Jun 19 2014, 07:54 AM

Today called in to get RM50 GST offset... was told to perform 3 transactions (any amount) and call in to get the RM50 GST offset. Instead I request them to submit cancellation of the SCB CC

Most probably, you mis-heard the caller.

I requested for CC termination after being charged RM50 GST...
No call-back received.
Poof !!! The credit card detail disappears from SCB Online Banking.

I guess SCB ain't retaining cardholders with free cash

Terms & Conditions Excerpts

1. 10% Cash Rebate on Guardian 2014 Campaign ("Campaign") commences on 23rd August 2014 and ends on 9th November 2014, inclusive of both dates ("Campaign Period").

2. Eligible Customers who spend a minimum of RM100 in a single receipt or accumulated receipts in the same weekend (Saturday and Sunday) at any Guardian outlet or Guardian online ("Qualified Transactions") will be entitled to receive a cash rebate equivalent to 10% of the amount transacted ("cash rebate"). One (1) Weekend Cycle starts from a Saturday and ends on the next day which is Sunday.

3. Transactions must be posted to the Eligible Customer’s credit card account(s) by 21st November 2014 to be entitled for the cash rebate.

4. The following retail transactions are EXCLUDED from the cash rebate: Charges which are subsequently voided, disputed or charged-back to the card; and Cash advances, cash withdrawals, balance transfers, disputed transactions and any fees charged by the Bank, including but not limited to charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payment fees, and such other charges.

5. A total cash rebate amount of RM 10,000 per week ("Weekend Cap" is allocated to each Weekend Cycle. Cash rebate will be awarded on a first-come, first-served basis per Weekend Cycle to Eligible Customers until the Weekend Cap is met, subject to a maximum cash rebate of RM 20 per Weekend Cycle per Eligible Customer ("Individual Weekend Cap").

6. If an Eligible Customer holds more than one principal SCB Card, Qualified Transactions made using each SCB Card will be included in the computation for cash rebate, subject to the Individual Weekend Cap. Qualified Transactions made by supplementary cardholders will be deemed as made by the Qualified Customer and is also subject to the Individual Weekend Cap. There will be no separate cash rebate paid on Qualified Transactions made by supplementary cardholders.

7. The total amount of cash rebate for this Campaign is capped at RM 120,000 only.

A smart person would go for guaranteed 7% on the weekend on any spend amount.

Just requested another SCB card to be cancelled since GST was charged.
SCB's Standard GST offset : swipe 3 times (any amount) and call in for the offset

Today receive a call from SCB to ask me to upgrade MasterCard Gold to JustOne MasterCard Gold.
Offer : Annual Fee waiver and RM50 GST waiver only
Decision : Not interested

This post has been edited by ronnie: Oct 15 2014, 01:17 PM

SCB just gave me GST offset on my last SCB CC with them... without me asking for it.

Got that yesterday.... Since it's low risk of winning, I participated with 3 small spends using SCB Online Banking Bill Payment

Has anybody redeem 3000 ChoicePoints for a GSC movie ticket ?

Citibank style

Just an eye on the Fee charged when you do the Instant Transfer... it is still FREE

Finally got a chance to cancel my last SCB CC card... since I was charged AF and 6% GST. After call in to cancel, the AF & GST was waived. Still waiting for call back from Retention Dept.

Let's see what "free" money they give nowadays.

No free money... ask me to switch to JustOne. I said proceed to cancel. and it was cancel in a few days,
Receive the cancellation SMS and no longer listed under SCB Online Banking