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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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edwardccg
post Aug 16 2016, 08:22 AM

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QUOTE(MNet @ Aug 16 2016, 07:28 AM)
If I'm using Standard Chartered CashBack Gold MasterCard Credit to pay online bill at posonline.com.my, will I eligible for 5% cash rebate?(I'm spending RM1000)
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you need to spend extra rm500 (total spend rm1500 inclusive petrol and insurance) in order to qualify the 5%
the 5% is given to transaction which is not petrol and not insurance.

effective cashback is 3.33% for rm50 rebate on 1500 spend.

btw, SCB online banking can pay to most bill using CC, i think no need to use posonline which need to pay convenient fee.

This post has been edited by edwardccg: Aug 16 2016, 08:23 AM
MGM
post Aug 16 2016, 08:46 AM

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QUOTE(edwardccg @ Aug 16 2016, 08:22 AM)
you need to  spend extra rm500 (total spend rm1500 inclusive petrol and insurance) in order to qualify the 5%
the 5% is given to transaction which is not petrol and not insurance.

effective cashback is 3.33% for rm50 rebate on 1500 spend.

btw, SCB online banking can pay to most bill using CC, i think no need to use posonline which need to pay convenient fee.
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Right, use PosOnline only if no other alternative.
rdevil33
post Aug 16 2016, 09:43 AM

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QUOTE(ckweng @ Aug 15 2016, 04:37 PM)
I received the 18.88% dining cashback campaign (Round 1) on 12 Aug  rclxms.gif

"30 CashBack Dining Camp Rd1"
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Received mine also! biggrin.gif
Didn't expect it as I did not spend any dining during Jun.
But after checking it is from Genting hotel booking website.
Surprised hotel booking also entitle for CB!
Anyone receive CB other than dining?

By the way, I feel strange why the CB is credited into my Just One Cash Back Card
instead of CB MasterCard which I used for Genting hotel booking.
Can I request to transfer to CB MasterCard?
mamamia
post Aug 16 2016, 10:00 AM

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QUOTE(ckweng @ Aug 15 2016, 11:59 PM)
My 2nd last transaction was 17 June and last on 23 June. Mine was a combination of multiple transactions. If the last fulfilling transaction on 23 June was not eligible, I wouldn't  have received the full rebate.

Perhaps you can try and email them to file a dispute?  hmm.gif
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Ya, I will file a dispute, but the bank still yet to advise me on the MCC of my transaction. So, u receive RM100 and all your other multiple transaction added up won't tied with the cashback received? Or do u do any hotel transaction like rdevil33

QUOTE(rdevil33 @ Aug 16 2016, 09:43 AM)
Received mine also! biggrin.gif
Didn't expect it as I did not spend any dining during Jun.
But after checking it is from Genting hotel booking website.
Surprised hotel booking also entitle for CB!
Anyone receive CB other than dining?

By the way, I feel strange why the CB is credited into my Just One Cash Back Card
instead of CB MasterCard which I used for Genting hotel booking.
Can I request to transfer to CB MasterCard?
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May I know when is ur transaction performed?
N as mentioned earlier, the eligible mcc code in fact mostly r hotel mcc..

This post has been edited by mamamia: Aug 16 2016, 10:03 AM
rdevil33
post Aug 16 2016, 10:07 AM

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QUOTE(mamamia @ Aug 16 2016, 10:00 AM)
Ya, I will file a dispute, but the bank still yet to advise me on the MCC of my transaction. So, u receive RM100 and all your other multiple transaction added up won't tied with the cashback received? Or do u do any hotel transaction like rdevil33
May I know when is ur transaction performed?
N as mentioned earlier, the eligible mcc code in fact mostly r hotel mcc..
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Transaction on Jun02.
fly126
post Aug 16 2016, 12:43 PM

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QUOTE(mamamia @ Aug 16 2016, 06:27 AM)
If really check on the MCC, 3510-4999 and 7011 is actually classified under Hotel instead of dining.
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So We kena makan at Hotel Besar like, E&O: SARKIES, Sarkies Corner, 1885... only in order to get Dining CB as these Fine Dining are Not register Categorized under Dining MCC. doh.gif

This post has been edited by fly126: Aug 16 2016, 12:58 PM
ckweng
post Aug 16 2016, 01:57 PM

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QUOTE(mamamia @ Aug 16 2016, 10:00 AM)
Ya, I will file a dispute, but the bank still yet to advise me on the MCC of my transaction. So, u receive RM100 and all your other multiple transaction added up won't tied with the cashback received? Or do u do any hotel transaction like rdevil33
May I know when is ur transaction performed?
N as mentioned earlier, the eligible mcc code in fact mostly r hotel mcc..
*
All my multiple transactions should tie with the cashback received (RM100) as I stopped spending after the 23 Jun transaction. The dining ones are all restaurant type and none was hotel related.

I'm quite surprised with rdevil33's non-dining related hotel transactions which were eligible. It could be a glitch in their tracking system, but still free money!
kelvinlzy
post Aug 16 2016, 02:04 PM

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QUOTE(ckweng @ Aug 16 2016, 01:57 PM)
All my multiple transactions should tie with the cashback received (RM100) as I stopped spending after the 23 Jun transaction. The dining ones are all restaurant type and none was hotel related.

I'm quite surprised with rdevil33's non-dining related hotel transactions which were eligible. It could be a glitch in their tracking system, but still free money!
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If you look at the MCC codes in TnC, hotel-related transactions are eligible too.
MGM
post Aug 16 2016, 02:04 PM

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QUOTE(ckweng @ Aug 16 2016, 01:57 PM)
All my multiple transactions should tie with the cashback received (RM100) as I stopped spending after the 23 Jun transaction. The dining ones are all restaurant type and none was hotel related.

I'm quite surprised with rdevil33's non-dining related hotel transactions which were eligible. It could be a glitch in their tracking system, but still free money!
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Not a glitch, allowed as in the T&C those hotel-related MCC.
ckweng
post Aug 16 2016, 02:25 PM

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QUOTE(kelvinlzy @ Aug 16 2016, 02:04 PM)
If you look at the MCC codes in TnC, hotel-related transactions are eligible too.
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QUOTE(MGM @ Aug 16 2016, 02:04 PM)
Not a glitch, allowed as in the T&C those hotel-related MCC.
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Perhaps it's a loophole rather than a glitch, since this is a dining rebate campaign. Maybe they can't segregate dining and non-dining related transactions from hotel-related MCC. Booking hotel rooms and get a "dining" rebate is a little mind boggling biggrin.gif
kelvinlzy
post Aug 16 2016, 02:27 PM

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QUOTE(ckweng @ Aug 16 2016, 02:25 PM)
Perhaps it's a loophole rather than a glitch, since this is a dining rebate campaign. Maybe they can't segregate dining and non-dining related transactions from hotel-related MCC. Booking hotel rooms and get a "dining" rebate is a little mind boggling  biggrin.gif
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Not a new thing, some reported using Maybank 2 Amex during weekend for hotel booking also received 5% rebate. This is because the MCC those hotels used is under dining.
ckweng
post Aug 16 2016, 02:30 PM

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QUOTE(kelvinlzy @ Aug 16 2016, 02:27 PM)
Not a new thing, some reported using Maybank 2 Amex during weekend for hotel booking also received 5% rebate. This is because the MCC those hotels used is under dining.
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I see...this is good to know. I suppose this type of hotel booking is over the counter with physical swipe, and not online bookings like Agoda, Expedia etc?
mamamia
post Aug 16 2016, 03:49 PM

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QUOTE(ckweng @ Aug 16 2016, 02:30 PM)
I see...this is good to know. I suppose this type of hotel booking is over the counter with physical swipe, and not online bookings like Agoda, Expedia etc?
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The MCC is hotel MCC. So I believe it is hotel website booking or over the counter instead of booking via agent such as agoda..
SUSMNet
post Aug 16 2016, 08:11 PM

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QUOTE(edwardccg @ Aug 16 2016, 08:22 AM)
you need to  spend extra rm500 (total spend rm1500 inclusive petrol and insurance) in order to qualify the 5%
the 5% is given to transaction which is not petrol and not insurance.

effective cashback is 3.33% for rm50 rebate on 1500 spend.

btw, SCB online banking can pay to most bill using CC, i think no need to use posonline which need to pay convenient fee.
*
I spend RM1000 dedicated to POSONLINE, can i eligible for RM50 cash back?
kyle_kl
post Aug 16 2016, 08:17 PM

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QUOTE(MNet @ Aug 16 2016, 08:11 PM)
I spend RM1000 dedicated to POSONLINE, can i eligible for RM50 cash back?
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Nope. Please read t&c.
edwardccg
post Aug 16 2016, 08:34 PM

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QUOTE(edwardccg @ Aug 9 2016, 01:48 PM)
This is my first time apply via RP and is a hassle to just receive the free gift.  sad.gif
May 23 - 1st swipe
Jun 22 - 1st email to RP, they mention approval list is given by SCB in monthly basis and still not received mine
Jul 12 - 2nd email to RP, approval list do not have my name, need to wait for another batch
Jul 20 - 3rd email to RP, they escalated my case to SCB ask for more detail
Aug 03 - 4th email to RP asking for update, they say will treat this as high priority
Aug 04 - RP call me said SCB inform RP that I am existing customer (but I am not) so not eligible for the SmartTag. RP ask me to call SCB myself to confirm I am New customer and give the CS name back to RP. I called SCB CS and call back RP to give the CS name. RP say they will do further investigation after that in 3 working days
Aug 08 - 5th email to RP asking for update, they say investigation still ongoing
Aug 09 - received email from RP for smarttag redemption with unique code. Redeemed immediately.
Aug 11 - no confirmation received from RP so I emailed them on top of the unique code email asking for status. They said RP already send sms to me so I check back the sms and notice there is a Expedia voucher ( I thought that is some extra voucher when i received it). I then inform them that is not the smart tag free gift, apparently they confuse on the free gift and ask my delivery address for the smart tag. They have arrange the smart tag free gift and tell me to expect received it within 21 working days

Aug 15 - received GDEX tracking number for the smart tag
Aug 16 - received smart tag + RM50 TnG from GDEX


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finally received my SmartTag and RM50 TnG
mamamia
post Aug 16 2016, 10:20 PM

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QUOTE(edwardccg @ Aug 16 2016, 08:34 PM)
finally received my SmartTag and RM50 TnG
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Then u should quickly use up ur Expedia voucher now
kawteem
post Aug 16 2016, 10:27 PM

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QUOTE(edwardccg @ Aug 16 2016, 08:34 PM)
finally received my SmartTag and RM50 TnG
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QUOTE(mamamia @ Aug 16 2016, 10:20 PM)
Then u should quickly use up ur Expedia voucher now
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Exactly. Quickly use it up. rclxms.gif
edwardccg
post Aug 18 2016, 05:39 PM

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» Click to show Spoiler - click again to hide... «


SCB callback to me saying it is based on first come first serve so i am not entitle.
I think mostly because I do not fulfil the rm500 spend before i swipe the dining at jun19

so for those who met 500 spend include dining earlier, he will be getting the 18.88% cashback for the whole month in dining?

QUOTE(ckweng @ Aug 15 2016, 04:44 PM)
The last eligible transaction was performed on 23 June. Hope this helps!
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may I know when is your earliest date which you met the rm500 requirement ?


ckweng
post Aug 18 2016, 07:32 PM

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QUOTE(edwardccg @ Aug 18 2016, 05:39 PM)
» Click to show Spoiler - click again to hide... «


SCB callback to me saying it is based on first come first serve so i am not entitle.
I think mostly because I do not fulfil the rm500 spend before i swipe the dining at jun19

so for those who met 500 spend include dining earlier, he will be getting the 18.88% cashback for the whole month in dining?
may I know when is your earliest date which you met the rm500 requirement ?
*
It seems like the earlier one meets the min RM500 spending requirement, the higher the chance. It's possible that "first come first served" is firstly determined by eligibility (min RM500), then followed by how early the qualifying dining transactions are.

I met my min spend of RM500 on 4 June.

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