if you have insurance to pay every month and not getting attractive rebates, this cash back gold MasterCard is actually quite good. Petrol wise, you may go for other cards

I mean since the insurance payment is not getting much rebate, if switch to the gold card, can help to achieve the 1500 spending, at least overall will get 3.33%

nobody asks you to transfer 1k since it only asks for 500 unless you are unable to split it. Like what you mentioned in the above scenario, the 500 will only get RM10 cash rebate due to the other retail spend is only RM 500

the cap is RM50 per month, did not read whether it is statement or calendar month

this is already clearly stated at the SCB website except for the 3.33% which they did not tell directly

I just notice it is 7.88% pa. Leok sui!

so expensive. Fash cash from other banks are far cheaper than it

This post has been edited by nothingz: Jun 25 2014, 05:24 PM

we have mentioned it here before. You may not have noticed it

i also got my 10% rebate already, total of almost RM400 mostly foreign currency transactions

they also offered me to waive the gst with just 3 transactions then give them a call

This post has been edited by nothingz: Oct 27 2014, 01:40 PM

they will usually waive it, no need to think about it

scb annual fees can be easily waived, gst you need to fulfill a minimum swipe requirement

This post has been edited by nothingz: Dec 11 2014, 11:26 AM

when you tell them you want to cancel the card, they will waive for you.

i just cancelled my cards, they offered to waive all annual fees debited to my accounts to keep me with them but i insisted on cancelling the cards

eStatement Password
If you have previously changed your eStatement Password, please key in the new password. Otherwise, please use your Default Password which is in the "AB" format where,

A = The first character of your name used during account opening
B = The last six digit of your IC/Passport

For example:

Customer name used at Account Opening: Koh Beng Sen
IC number: 780729-14-5215

A = K
B = 145215

Mr. Koh's Default Password is K145215

based on past experience with SCB, it is very easy to waive annual fees