Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
138 Pages « < 53 54 55 56 57 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

views
     
chiahau
post Jul 20 2015, 10:51 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(kuai_chai @ Jul 20 2015, 10:04 AM)
i think it's because no cashback for petrol and insurance?
but besides that, it also loses to HLB Wise Card (if someone can spend 50x10 times a month)
*
Correction : if someone can spend in the selected category 50 x 10 to get maximum CB.
noien
post Jul 21 2015, 06:07 PM

Getting Started
*******
Senior Member
3,184 posts

Joined: Jan 2008
QUOTE(chiahau @ Jul 20 2015, 08:00 AM)
And as I mentioned, applying via their online portal gets you 150 cash back laugh.gif

SC seems to be decent for now, if they can keep this up, no reason not to use this card.
*
i thought annual fees cant be waive?
sms2u
post Jul 21 2015, 06:12 PM

Look at all my stars!!
*******
Senior Member
3,281 posts

Joined: Dec 2013
QUOTE(noien @ Jul 21 2015, 06:07 PM)
i thought annual fees cant be waive?
*
Why u thought annual fee cannot be waived? So far only few banks are strict in waiving annual fee (maybank, cimb, public bank).

Recently, cimb and public bank also can waive for annual fee.
chiahau
post Jul 21 2015, 07:25 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(sms2u @ Jul 21 2015, 06:12 PM)
Why u thought annual fee cannot be waived? So far only few banks are strict in waiving annual fee (maybank, cimb, public bank).

Recently, cimb and public bank also can waive for annual fee.
*
You missed out HLB/Citibank as well laugh.gif
noien
post Jul 21 2015, 07:30 PM

Getting Started
*******
Senior Member
3,184 posts

Joined: Jan 2008
QUOTE(sms2u @ Jul 21 2015, 06:12 PM)
Why u thought annual fee cannot be waived? So far only few banks are strict in waiving annual fee (maybank, cimb, public bank).

Recently, cimb and public bank also can waive for annual fee.
*
nvr waived got waived for public bank.maybe can try.
tqvm
cdspins
post Jul 22 2015, 09:19 AM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
How does the sc cash back card works... I read that it is tier base 2%, 3% then 5%... so if i spent 1500, first 800 cash back @ 2%, then 801~1500 cash back @3% and finally 1500 and above cash back @ 5%? Is my understanding correct?
ronron
post Jul 22 2015, 10:43 AM

Casual
***
Junior Member
423 posts

Joined: Dec 2011
From: Kota Kinabalu, Sabah
QUOTE(cdspins @ Jul 22 2015, 09:19 AM)
How does the sc cash back card works... I read that it is tier base 2%, 3% then 5%... so if i spent 1500, first 800 cash back @ 2%, then 801~1500 cash back @3% and finally 1500 and above cash back @ 5%? Is my understanding correct?
*
once u reach RM1500, you will get RM50 cashback
cdspins
post Jul 22 2015, 02:26 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(ronron @ Jul 22 2015, 10:43 AM)
once u reach RM1500, you will get RM50 cashback
*
Oh... so meaning the highest is only3% hmm.gif
ronron
post Jul 22 2015, 02:34 PM

Casual
***
Junior Member
423 posts

Joined: Dec 2011
From: Kota Kinabalu, Sabah
QUOTE(cdspins @ Jul 22 2015, 02:26 PM)
Oh... so meaning the highest is only3% hmm.gif
*
this card good for u to buy non-essential item, for example : buy 1 luxury bag cost u RM1500, u confirm get RM50 cash back. But if u spent RM1500 in any other card with 0.2 / 0.3% cashback which only give u RM3 / RM4.50 cash back.

This post has been edited by ronron: Jul 22 2015, 02:38 PM
karcity
post Jul 22 2015, 08:31 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(cdspins @ Jul 22 2015, 09:19 AM)
How does the sc cash back card works... I read that it is tier base 2%, 3% then 5%... so if i spent 1500, first 800 cash back @ 2%, then 801~1500 cash back @3% and finally 1500 and above cash back @ 5%? Is my understanding correct?
*
Spend RM1500 , get RM 50 cash back. Equal to 3.33%. I feel it is very good card. Never noticed it until recently. (Very seldom ppl mentioned it) I applied the cc also. Now awaiting for the card.

I spend RM5000 each month on alliance bank cc. Cash back 1.36% only. So I do assume this is good card!
cdspins
post Jul 23 2015, 07:53 AM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(karcity @ Jul 22 2015, 08:31 PM)
Spend RM1500 , get RM 50 cash back. Equal to 3.33%. I feel it is very good card. Never noticed it until recently. (Very seldom ppl mentioned it) I applied the cc also. Now awaiting for the card.

I spend RM5000 each month on alliance bank cc. Cash back 1.36% only. So I do assume this is good card!
*
hmm.gif If you spent RM5000, you only get a max of RM50 which is equivalent to 1% cash back only.
Btw, I don't think you can get 3.33%, it is 3%. 50/1500 and this is the maximum, if you spent more, the cash back will be less
guy3288
post Jul 23 2015, 09:02 AM

Look at all my stars!!
*******
Senior Member
5,853 posts

Joined: Sep 2009
QUOTE(qqbill @ Jul 13 2015, 10:26 PM)
ringgitplus is giving RM300 petrol voucher if able to spend RM100 within 60 days.

applied thru this channel, and the tele-sales person updated me that there is additional freebies for me ---- a santa babara 24" luggage -----  if I able to spend RM500 (accumulative) within 3 months in conjunction with another marketing promotion for new customer.

please note that for the RM300 petrol voucher, ringgit plus will only send out when scb provide them the list of successful customer who spend RM100 within 60days, that takes 4 months according to her.

you can just submit your info in RP, or PM me for her contact.
*
i am keen to apply also.

I checked SCB website, no mention about online application can get Cash back RM150.
Where did you guys read about that?

And the Santa barbara luggage bag, which channel to apply to get that?

I plan to use it to pay TNB and Telekom bills online, are these included for the cash back 3%?
Thalmes
post Jul 23 2015, 01:22 PM

Genie Pig!
******
Senior Member
1,799 posts

Joined: Dec 2008
Has anyone saw the credit card campaign with the girl holding umbrella?

Seeing it everywhere and wonder how effective the ad will be? Spend and stand a chance to win a holiday yawn.gif
bee993
post Jul 23 2015, 02:42 PM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
QUOTE(cdspins @ Jul 23 2015, 07:53 AM)
hmm.gif If you spent RM5000, you only get a max of RM50 which is equivalent to 1% cash back only.
Btw, I don't think you can get 3.33%, it is 3%. 50/1500 and this is the maximum, if you spent more, the cash back will be less
*
3% only get u 45

It is 3.33%
qqbill
post Jul 23 2015, 06:49 PM

On my way
****
Junior Member
521 posts

Joined: Apr 2010
QUOTE(guy3288 @ Jul 23 2015, 09:02 AM)
i am keen to apply also.

I checked SCB website, no mention about online application can get Cash back RM150.
Where did you guys read about that?

And the Santa barbara  luggage bag, which  channel to apply to get that?

I plan to use it to pay TNB and Telekom bills online, are these included for the cash back 3%?
*
ringgitplus
karcity
post Jul 23 2015, 10:21 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(cdspins @ Jul 23 2015, 07:53 AM)
hmm.gif If you spent RM5000, you only get a max of RM50 which is equivalent to 1% cash back only.
Btw, I don't think you can get 3.33%, it is 3%. 50/1500 and this is the maximum, if you spent more, the cash back will be less
*
Spend RM1500, get RM50 which is 3.33%. This is my own calculation. I just applied the card，haven't get the card. So I don't actually know whether any catch in between. But, my points is I will delegate RM1500 to spend on this card. Another RM985 on HL wise card. Etc etc on other cards such as PBB VS, alliance platinum card etc to get maximum possible cash back.
Human Nature
post Jul 23 2015, 10:54 PM

- student of human nature -
*********
All Stars
26,522 posts

Joined: Jan 2003
QUOTE(varman1534 @ Jul 23 2015, 08:33 PM)
Hi, i applied scb cc via online , approved and got the card d.. but i have no idea what is the welcome gift and the promo..any ts and sifu can enlighthen me? Thanks
*
applied online meaning you left your details and a price solution agent called you?
cdspins
post Jul 24 2015, 08:35 AM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(bee993 @ Jul 23 2015, 02:42 PM)
3% only get u 45

It is 3.33%
*
Haha.. sorry my mistake laugh.gif
karcity
post Jul 24 2015, 09:29 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(varman1534 @ Jul 23 2015, 08:33 PM)
Hi, i applied scb cc via online , approved and got the card d.. but i have no idea what is the welcome gift and the promo..any ts and sifu can enlighthen me? Thanks
*
I applied the credit card via ringgit plus . They will give RM200 cash voucher
bee993
post Jul 24 2015, 10:11 AM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
QUOTE(cdspins @ Jul 24 2015, 08:35 AM)
Haha.. sorry my mistake laugh.gif
*
Haha..maybe u earn too much from 5160 till blur
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

138 Pages « < 53 54 55 56 57 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0210sec    0.23    6 queries    GZIP Disabled
Time is now: 2nd December 2025 - 02:43 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.